{"id":6135,"date":"2025-07-31T15:26:22","date_gmt":"2025-07-31T09:56:22","guid":{"rendered":"https:\/\/1finance.co.in\/magazine\/?post_type=blog&p=6135"},"modified":"2025-09-30T15:38:34","modified_gmt":"2025-09-30T10:08:34","slug":"looking-to-invest-in-gold-here-are-some-options-for-you","status":"publish","type":"blog","link":"https:\/\/1finance.co.in\/1f-dashboard\/blog\/looking-to-invest-in-gold-here-are-some-options-for-you\/","title":{"rendered":"How to invest in gold in 2025"},"content":{"rendered":"

If you haven’t been living under a rock, you might know that gold has skyrocketed. It has outperformed other asset classes in recent years, with prices reaching as high as \u20b91,00,000 for 10 grams.<\/span><\/p>\n

If we compare gold prices from January 1 to today, July 31, gold is up by 26%. Simply put, if you had invested \u20b91,00,000 in gold on January 1, 2025, it would be above \u20b91,26,000 today.<\/span><\/p>\n

Now compare that with large-cap funds \u2014 reflecting Nifty 50’s move from 23,742.90 to 24,861.10 \u2014 your investment would have grown to only around \u20b91,04,710.<\/span><\/p>\n

The financial TV shows, articles, and experts have gone into a frenzy over this. The recent news cycle has become an ocean of gold advisory.\u00a0 Now, whether you should invest in gold depends on your <\/span>financial personality<\/span><\/a> and <\/span>asset allocation<\/span><\/a>.\u00a0 But if you\u2019re planning to buy Gold, this article will help you understand which type of gold investment you can pick.<\/span><\/p>\n

Investing in physical gold like jewelry, bullion<\/span><\/h2>\n

Indians since the inception have had special fondness with gold, for instance it was <\/span>reported <\/span><\/a>that Indian households are estimated to hold approximately 25,000 tonnes of physical gold, which is more than the combined gold reserves of the world’s top 10 central banks.\u00a0<\/span><\/p>\n

Now, if you\u2019re thinking of gold purely as an investment, you might lean towards coins or bars \u2014 clean, simple, and all about purity. But for many, gold isn\u2019t just an asset. It’s an emotion and tradition.<\/span><\/p>\n

But Remember:<\/span><\/p>\n

Gold jewelry comes with making charges that can eat into your returns. These charges can be as high as 20%\u201330% of the gold price \u2014 and you don\u2019t get it back when you sell. This decreases resale value as jewelers often deduct making charges and offer slightly less than the current gold rate.\u00a0<\/span><\/p>\n

Physical gold also comes with storage and safety concerns. You can either store it in a <\/span>safe deposit locker<\/span><\/a> (with annual rent) or a secure place at home. But the risk of theft or loss will always linger.<\/span><\/p>\n

Also Purity concerns exist. If you\u2019re not careful, you might end up with lower karat gold (or worse, impurities mixed in).<\/span><\/p>\n

Gold, although considered a liquid asset, selling physical gold, especially jewelry, quickly at the right price can be a bit difficult.<\/span><\/p>\n

Investing in non-physical gold<\/span><\/h2>\n

The financial markets have sunk their teeth into everything they can \u2014 and how could they forget gold? In recent years, a new way to invest in gold has emerged: one not shackled by the need for physical form. Meaning: you don’t hold gold in your hands, but you still own its value.<\/span><\/p>\n

Here are some ways to own non-physical gold:<\/span><\/p>\n

Investing in gold via gold ETFs (Exchange-Traded Funds)<\/h2>\n

A Gold ETF is an easy way to invest in gold without actually buying or storing real gold.<\/span>
\n<\/span>Here\u2019s how it works: you buy units of a Gold ETF<\/a> online via investment platforms, now each unit represents a fraction of a gram of pure gold. Now these ETFs price changes as the Gold price changes.\u00a0<\/span><\/p>\n

These units are bought and sold on stock exchanges just like shares and when you sell units of your Gold ETFs, you get value based on the current gold price.<\/span><\/p>\n

Let\u2019s understand this with an example: You bought the Nippon Gold ETF, which is trading at \u20b990 per unit, representing 0.01 gram of gold. You can easily buy these units online. As the price of gold changes, the ETF price moves accordingly. So, if gold prices go up, the ETF<\/a> unit price will rise as well. Let\u2019s say the gold price increases by 10%; the ETF price would then be \u20b999 \u2014 and vice versa.<\/span><\/p>\n

Gold ETFs are popular because there are no making charges, no storage worries, and completely transparent pricing.<\/span><\/p>\n

But remember:<\/strong><\/p>\n