1 Finance Blog

Discover financial wisdom on our blog for expert insights on personal finance, investing, and money management.

How to Create a Balanced Investment Portfolio in India

Investing

5 min read

How to Create a Balanced Investment Portfolio in India

Are you looking to create a balanced investment portfolio that gives you the best of both…

Difference between a living will and a will: One for your life, one for your legacy

Estate Planning

7 min read

Difference between a living will and a will: One for your life, one for your legacy

A living Will is for your medical treatment preferences and a regular Will is to distribute…

5 types of credit cards in India in 2025: Find out which one suits you best

Credit cards blogs

7 min read

5 types of credit cards in India in 2025: Find out which one suits you best

Before saying yes to any credit card offer, know exactly what kind of card it is.…

Are Millennials Worse Off than Baby Boomers?

4 min read

Are Millennials Worse Off than Baby Boomers?

For her 31st birthday, Charu, a high-level marketing executive with a large MNC, decided to treat…

What’s the Difference Between TDS and TCS? Explained Simply!

Tax Planning

4 min read

What’s the Difference Between TDS and TCS? Explained Simply!

This blog post explores the differences between Tax Deduction at Source (TDS) and Tax Collected at…

How Will the Budget 2024 Affect Your Gold Investments?

Personal Finance

2 min read

How Will the Budget 2024 Affect Your Gold Investments?

The Union Budget 2024 brings significant changes to the taxation of gold investments, which could impact…

Why 1 Finance Is More Than Just a Fintech Company

3 min read

Why 1 Finance Is More Than Just a Fintech Company

At the outset, as you begin your journey with us, we want to share our biggest…

Mutual funds: Active Vs Passive funds

Mutual Fund

5 min read

Mutual funds: Active Vs Passive funds

When it comes to investing in mutual funds, people generally fall into two camps: those who…

36 unauthorised bungalows demolished in Pune: Why homebuyers should consult real estate advisors before purchasing property

Real estate

4 min read

36 unauthorised bungalows demolished in Pune: Why homebuyers should consult real estate advisors before purchasing property

Imagine building your dream home—putting in all your savings, planning every corner, and finally moving in…

Manual vs. Automatic Lending in India’s P2P Lending Market

Manual vs. Automatic Lending in India’s P2P Lending Market

Peer-to-Peer (P2P) lending is gaining significant traction in India, offering a unique opportunity for both borrowers…

How We Factor Your Life Stage into Your Financial Plan

Personal Finance

4 min read

How We Factor Your Life Stage into Your Financial Plan

We think of financial planning as a holistic exercise that should be attuned to who you…

Received an Notice under Section 139(9)? Here’s what you need to know

Tax Planning

5 min read

Received an Notice under Section 139(9)? Here’s what you need to know

Filing an Income Tax return often brings a sense of relief for taxpayers, but that relief…

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Discover your MoneySign®

Identify the personality traits and behavioural patterns that shape your financial choices.

Frequently Asked Questions

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What is financial planning?

Financial planning is the process of evaluating your current finances and making a plan to map your journey to financial well-being.

It involves looking at all aspects of your financial life - income, savings, debt, investments, etc.

The aim is to understand where you stand today financially and then chart a course to get you where you want to be in the long run.

Financial planning provides direction and structure to your finances. It helps you intentionally move toward financial wellness.

The plan equips you to prepare for expected life events like retirement as well as unexpected events.

In short, financial planning bridges your present circumstances to your desired financial future. It gives you a path to follow.

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What are the benefits of working with a financial advisor?

Working with a financial advisor can provide an invaluable perspective on your current situation. With the help of a financial advisor, you can assess your finances holistically - debts, assets, income streams, and more. With this comprehensive understanding, the advisor helps craft strategies tailored to your needs.

A financial plan crafted by a qualified advisor grants you agency over your financial life. It transforms vague anxiety about the future into proactive preparation. With expert guidance, you can map out actionable steps to strengthen your finances over time.

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Why is financial planning important?

Financial planning is important because it provides clarity and control over your finances.

Having a financial plan helps you:

  • Understand where you stand financially today
  • Map out specific steps to improve your financial situation
  • Prepare for major life events like marriage, child’s education, retirement etc.
  • Budget effectively and evaluate your investment portfolio
  • Strategic Tax Planning & Filing
  • Manage and reduce debt
  • Being financially ready for emergencies
  • Creating a will to preserve your legacy

In short, financial planning is essential for financial stability and peace of mind. It gives your finances direction and purpose. With proper planning, you can take charge of your money and build financial security.

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