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Group Health Insurance Advisory
Save Costs and Provide Better Protection
for your Employees with Group Health
Advisory
  • Commission-Free Products
  • Cost Reduction
  • Claims Settlement
  • Dedicated Group Health Advisory & End-to-End Support
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Group health insurance is a key factor in retaining talent, boosting productivity, and enhancing employee satisfaction. However, it is also a significant expense for employers. A major challenge lies in how premiums are utilised, with a considerable portion often diverted from employee benefits due to commissions. 1 Finance eliminates this problem by helping you get commission-free group health insurance plans. This significantly reduces costs, as your premium only goes towards your employees health coverage.

Case Studies

Case Study #1
Substantial Cost Savings for 1,000+ Employees with 1 Finance's Group Health Insurance Advisory
Background
The CHRO of a leading software solutions company sought comprehensive health coverage for over 1,000 employees and their families, totalling 2,100 lives covered (including employees, spouses, and up to 4 children each). The required coverage was structured as follows:
  • Lives Covered: 2100
  • Sum Insured: ₹3,00,000 per family
  • Family Construct: Self + Spouse + 4 Children
Objective
The company needed a partner to help them restructure their group health insurance policy. They were specifically looking for unbiased advisory services to guide them through the policy period while achieving cost-efficiency without compromising on coverage quality.
Outcome
With 1 Finance’s guidance, the company not only lowered its per-employee cost but also saved a significant amount of ₹6,00,000 in commission fees—funds that would otherwise have been lost to intermediary costs.

Impact of 1 Finance's Group Health Insurance Advisory

By eliminating commission fees and offering optimized policy structuring, 1 Finance’s Group Health Insurance Advisory delivered tangible cost savings:
Expense Details
Base Premium
Commission (7.5%)
Total Premium Outlay
Per Employee Cost
Commission Saved
Without Our Advisory
₹80,00,000
₹6,00,000
₹86,00,000
₹4,095
₹0
With Our Advisory
₹80,00,000
₹0
₹80,00,000
₹3,809
₹6,00,000
Talk to a Group Health Expert
Get in touch now
Or
whatsapplogoChat with us
View Case Study #2
How it works?
Analysing Existing Policy
Excecuting Insurance Plan
Advisory
Advisor
  • 1
    Analyse
    We assess your organisation’s healthcare needs and current insurance arrangements to identify the most suitable coverages that align with your employees' well-being and satisfaction, offering tailored group health solutions.
  • 2
    Advise
    Our unbiased advisory service helps you get commission-free products designed to maximise employee benefits while minimising costs, allowing you to allocate more funds towards employee welfare initiatives.
  • 3
    Execute
    We facilitate the entire execution process, from placing the group health insurance to providing operational support throughout the policy period. We ensure a seamless implementation, delivering comprehensive coverage for your team and assisting with claims settlements when needed.
We prioritise transparency and neutrality in offering advisory services
We also care about your employees' financial well-being by organising workshops to help them become more financially aware and confident in managing their finances.
Email us at : Insurance@1finance.co.in
Why consider Group Health Advisory?
Commission-Free Products
We help you get zero-commission group health insurance plans, ensuring that all of your premium is dedicated to your employees' health coverage. This approach helps reduce costs and maximise employee benefits.
Cost Reduction
Our data shows that commissions can raise premiums cost by up to 7.5%. Our advisory service helps you secure commission-free plans, saving significant expense. We also negotiate directly with insurers to reduce your premium costs
Claims Settlement
We provide complete support for claims settlement, making the process hassle-free for your employees. Our dedicated team works closely with insurers to speed up claims, reducing the burden on your HR team so they can focus on other priorities.
Dedicated Group Health Advisor
From helping you select the best group health insurance plan to negotiating directly with insurance companies to secure the most competitive rates, our goal is to maximise your savings while ensuring your employees receive optimal coverage. We also offer guidance on restructuring existing policies to enhance value, ensuring your current plans meet your evolving needs.
Success Stories
Partnering with 1 Finance for our group health insurance advisory was a smart move for Atrina Technology. This helped us save significant cost, allowing us to redirect funds toward enhancing employee welfare.
Amol Bhanushali
CEO of Atrina Technologies
Video Thumbnail

Frequently Asked Questions

What is group health insurance, and how does it benefit my employees?

Group health insurance provides comprehensive medical coverage to employees and often their families. It offers affordable premiums, better coverage options, and helps ensure employee well-being, increasing satisfaction and retention.

How is 1 Finance’s group health advisory different from working with traditional methods?

Unlike traditional methods, we help secure commission-free plans, ensuring 100% of your premium goes toward employee welfare.We provide a structured approach to policy design, needs assessment, and coverage alignment. Our advisory solutions are comprehensive providing end-to-end support, acting as the single point of contact (SPOC) for HR, making the entire process—from policy setup to claims resolution—seamless and efficient.

How do you help reduce premiums for group health insurance?

Our advisory and direct to customer approach facilitates the zero commission product placements directly with insurance companies, saving clients up to 7.5% commissions on your financial outlay. This approach helps lower the overall premium costs without compromising on coverage quality.

What kind of support do you offer for claims processing?

We simplify and provide complete support in the entire claims processing, managing the operational aspects to ensure timely and effective resolution. We guide and assist HR teams and employees throughout the process to make it as seamless as possible.

Do you offer customised health insurance plans based on company size and employee needs?

Yes, we specialise in customising health insurance plans tailored to your company’s specific size, budget, and unique needs. Our qualified experts work closely with you to analyse, advise and execute plans that align perfectly with your workforce’s needs without compromising on essential coverage.

How do I get started with 1 Finance’s group health advisory?

It’s simple—you can reach out through any of our contact options—via email , chat , or by filling out the form. Our team of qualified experts will guide you through the process, review your current coverage, and develop a tailored advisory plan that optimises value for your business and your employees.

What additional services do you offer besides health insurance?

In addition to group health insurance, we offer financial well-being workshops aimed at helping employees manage their personal finances effectively, promoting overall well-being and financial stability beyond health benefits.

Disclaimer

1 Finance Private Limited is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI). Insurance is the subject matter of the Solicitation.

Group Health Insurance Advisory
Save Costs and Provide Better
Protection for your Employees with
Group Health Advisory
  • Commission-Free Products
  • Cost Reduction
  • Claims Settlement
  • Dedicated Group Health Advisory & End-to-End Support
Or
whatsapplogoChat with us
Group health insurance is a key factor in retaining talent, boosting productivity, and enhancing employee satisfaction. However, it is also a significant expense for employers. A major challenge lies in how premiums are utilised, with a considerable portion often diverted from employee benefits due to commissions. 1 Finance eliminates this problem by helping you get commission-free group health insurance plans. This significantly reduces costs, as your premium only goes towards your employees’ health coverage.

Case Studies

Case Study #1
Substantial Cost Savings for 1,000+ Employees with 1 Finance's Group Health Insurance Advisory
Background
The CHRO of a leading software solutions company sought comprehensive health coverage for over 1,000 employees and their families, totalling 2,100 lives covered (including employees, spouses, and up to 4 children each). The required coverage was structured as follows:
  • Lives Covered: 2100
  • Sum Insured: ₹3,00,000 per family
  • Family Construct: Self + Spouse + 4 Children
Objective
The company needed a partner to help them restructure their group health insurance policy. They were specifically looking for unbiased advisory services to guide them through the policy period while achieving cost-efficiency without compromising on coverage quality.
Outcome
With 1 Finance’s guidance, the company not only lowered its per-employee cost but also saved a significant amount of ₹6,00,000 in commission fees—funds that would otherwise have been lost to intermediary costs.

Impact of 1 Finance's Group Health Insurance Advisory

By eliminating commission fees and offering optimized policy structuring, 1 Finance’s Group Health Insurance Advisory delivered tangible cost savings:
Expense Details
Base Premium
Commission (7.5%)
Total Premium Outlay
Per Employee Cost
Commission Saved
Without Our Advisory
₹80,00,000
₹6,00,000
₹86,00,000
₹4,095
₹0
With Our Advisory
₹80,00,000
₹0
₹80,00,000
₹3,809
₹6,00,000
Talk to a Group Health Expert
Get in touch now
Or
whatsapplogoChat with us
View Case Study #2
How it works?
Analysing Existing Policy
Excecuting Insurance Plan
Advisory
Advisor
  • 1
    Analyse
    We assess your organisation’s healthcare needs and current insurance arrangements to identify the most suitable coverages that align with your employees' well-being and satisfaction, offering tailored group health solutions.
  • 2
    Advise
    Our unbiased advisory service helps you get commission-free products designed to maximise employee benefits while minimising costs, allowing you to allocate more funds towards employee welfare initiatives.
  • 3
    Execute
    We facilitate the entire execution process, from placing the group health insurance to providing operational support throughout the policy period. We ensure a seamless implementation, delivering comprehensive coverage for your team and assisting with claims settlements when needed.
We prioritise transparency and
neutrality in offering advisory
services
We also care about your employees' financial well-being by organising workshops to help them become more financially aware and confident in managing their finances.
Email us at: Insurance@1finance.co.in
Why consider Group Health Advisory?
Commission-Free Products
We help you get zero-commission group health insurance plans, ensuring that all of your premium is dedicated to your employees' health coverage. This approach helps reduce costs and maximise employee benefits.
Cost Reduction
Our data shows that commissions can raise premiums cost by up to 7.5%. Our advisory service helps you secure commission-free plans, saving significant expense. We also negotiate directly with insurers to reduce your premium costs
Claims Settlement
We provide complete support for claims settlement, making the process hassle-free for your employees. Our dedicated team works closely with insurers to speed up claims, reducing the burden on your HR team so they can focus on other priorities.
Dedicated Group Health Advisor
From helping you select the best group health insurance plan to negotiating directly with insurance companies to secure the most competitive rates, our goal is to maximise your savings while ensuring your employees receive optimal coverage. We also offer guidance on restructuring existing policies to enhance value, ensuring your current plans meet your evolving needs.
Success Stories
Video Thumbnail
Partnering with 1 Finance for our group health insurance advisory was a smart move for Atrina Technology. This helped us save significant cost, allowing us to redirect funds toward enhancing employee welfare.
Amol Bhanushali
CEO of Atrina Technologies

Frequently Asked Questions

What is group health insurance, and how does it benefit my employees?

Group health insurance provides comprehensive medical coverage to employees and often their families. It offers affordable premiums, better coverage options, and helps ensure employee well-being, increasing satisfaction and retention.

How is 1 Finance’s group health advisory different from working with traditional methods?

Unlike traditional methods, we help secure commission-free plans, ensuring 100% of your premium goes toward employee welfare.We provide a structured approach to policy design, needs assessment, and coverage alignment. Our advisory solutions are comprehensive providing end-to-end support, acting as the single point of contact (SPOC) for HR, making the entire process—from policy setup to claims resolution—seamless and efficient.

How do you help reduce premiums for group health insurance?

Our advisory and direct to customer approach facilitates the zero commission product placements directly with insurance companies, saving clients up to 7.5% commissions on your financial outlay. This approach helps lower the overall premium costs without compromising on coverage quality.

What kind of support do you offer for claims processing?

We simplify and provide complete support in the entire claims processing, managing the operational aspects to ensure timely and effective resolution. We guide and assist HR teams and employees throughout the process to make it as seamless as possible.

Do you offer customised health insurance plans based on company size and employee needs?

Yes, we specialise in customising health insurance plans tailored to your company’s specific size, budget, and unique needs. Our qualified experts work closely with you to analyse, advise and execute plans that align perfectly with your workforce’s needs without compromising on essential coverage.

How do I get started with 1 Finance’s group health advisory?

It’s simple—you can reach out through any of our contact options—via email , chat , or by filling out the form. Our team of qualified experts will guide you through the process, review your current coverage, and develop a tailored advisory plan that optimises value for your business and your employees.

What additional services do you offer besides health insurance?

In addition to group health insurance, we offer financial well-being workshops aimed at helping employees manage their personal finances effectively, promoting overall well-being and financial stability beyond health benefits.

Disclaimer

1 Finance Private Limited is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI). Insurance is the subject matter of the Solicitation.