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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Fairly
Chola Healthline Enrich
- Product features61/100
- Price45/100
- Claims experience70/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
39Must-Look Features
Room RentAs per Actuals- No Claim Bonus (NCB)Max up to 100% of SI
Recharge of SI (RSI)Upon SI exhaustion: Extra coverage is provided for the diagnosis of CI and/or accidents- Pre-Existing Diseases (PED)Covered after 3 years
- Co-payment (Co-Pay)No Co-pay
- Health and WellnessCheck up once after 2 claim-free years
Claims Experience
- Claim Settlement Ratio (CSR) - Number82.90%
- Claim Settlement Ratio (CSR) -Amount78.50%
- Incurred Claim Ratio (ICR)67% signifies fair pricing & claims payments
- Ageing of Claim99.86%
- Network Hospitals12000
- Pre-hospitalisation60 days
- Post-hospitalisation90 days
- Daycare treatments141 daycare treatments covered
- Ambulance cover₹2,000 per hospitalisation
- Domiciliary hospitalisationCovered up to 7 days
- Organ donor coverCovered
- Second opinion-
- Daily allowance
-
- AYUSH treatmentCovered
- Modern treatment methods-
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About Cholamandalam MS General Insurance
Cholamandalam MS is an Indian insurance company formed by the Murugappa Group and Mitsui Sumitomo Insurance Group. They provide diverse insurance products for individuals and businesses, covering auto, health, accident, engineering, liability, marine, property, travel, and rural insurance. Embracing the T3 philosophy—Trust, Transparency, and Technology—Chola MS is committed to these values.
About Cholamandalam MS General Insurance
Cholamandalam MS is an Indian insurance company formed by the Murugappa Group and Mitsui Sumitomo Insurance Group. They provide diverse insurance products for individuals and businesses, covering auto, health, accident, engineering, liability, marine, property, travel, and rural insurance. Embracing the T3 philosophy—Trust, Transparency, and Technology—Chola MS is committed to these values.
- FOUNDED IN2001
- CEOV. Suryanarayanan
- HEADQUARTERSChennai, India
- AUM₹14,682.91 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹7,597.09 Cr
- COMBINED RATIO109.91%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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