Aditya Birla Sun Life Pension Scheme E - Tier I
01Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 6.13% | 13.34% | 23.64% | 13.69% | 8.56% |
| Benchmark | 5.31% | 13.51% | 25.61% | 14.53% | 9.66% |
| Top 5 Stocks | % of the fund |
|---|---|
| HDFC BANK LTD | 6.70% |
| ICICI BANK LTD | 6.67% |
| RELIANCE INDUSTRIES LIMITED | 5.29% |
| INFOSYS LTD EQ | 3.68% |
| BHARTI AIRTEL LTD | 3.53% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Jensen's Alpha
A higher Jensen’s Alpha means the fund is outperforming its benchmark, indicating effective active management and delivering excess returns.
Treynor Ratio
A high Treynor ratio reflects strong returns per unit of systematic (market related) risk, aiding investors in comparing and identifying well-managed portfolios.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Expense Ratio
The expense ratio for the fund is 0.11%, which is higher than the category average of 0.08%
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
Aditya Birla Sun Life Pension Fund Scheme E aims to maximise risk-adjusted returns by investing in equities through a value-based, actively managed approach.The portfolio is well-diversified, spread across various industries, sectors, and market capitalisations, effectively managing risk while pursuing capital growth. Aditya Birla Sun Life Pension Fund Scheme E leans towards sectors with strong growth potential, such as consumer companies benefiting from rising demand and technology firms driving digital innovation. Simultaneously, it maintains balanced exposure to banks and financials, avoiding over-concentration. This strategy combines growth opportunities with stability, aiming to deliver consistent long-term returns for NPS investors.
About Aditya Birla Pension Fund
Aditya Birla Sun Life Pension Fund Management Limited (ABSLPFML), formerly known as Birla Sun Life Pension Management Ltd., is a wholly-owned subsidiary of Aditya Birla Sun Life Insurance Company Limited (ABSLI), which is part of the prestigious Aditya Birla Capital Limited (ABCL). Established in 2015, ABSLPFML is registered with the Pension Fund Regulatory and Development Authority (PFRDA) to act as a Pension Fund Manager (PFM) and a Point of Presence (PoP) under the National Pension System (NPS). Since commencing operations on May 5, 2017, ABSLPFML has been committed to providing reliable pension fund management services to help subscribers achieve long-term financial security during retirement.
- FOUNDED IN2017
- CEOMr. Vikas Seth
- Fund House AUM1509 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
01Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 6.13% | 13.34% | 23.64% | 13.69% | 8.56% |
| Top 5 Stocks | % of the fund |
|---|---|
| HDFC BANK LTD | 6.70% |
| ICICI BANK LTD | 6.67% |
| RELIANCE INDUSTRIES LIMITED | 5.29% |
| INFOSYS LTD EQ | 3.68% |
| BHARTI AIRTEL LTD | 3.53% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Jensen's Alpha
A higher Jensen’s Alpha means the fund is outperforming its benchmark, indicating effective active management and delivering excess returns.
Treynor Ratio
A high Treynor ratio reflects strong returns per unit of systematic (market related) risk, aiding investors in comparing and identifying well-managed portfolios.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Expense Ratio
The expense ratio for the fund is 0.11%, which is higher than the category average of 0.08%
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
Aditya Birla Sun Life Pension Fund Scheme E aims to maximise risk-adjusted returns by investing in equities through a value-based, actively managed approach.The portfolio is well-diversified, spread across various industries, sectors, and market capitalisations, effectively managing risk while pursuing capital growth. Aditya Birla Sun Life Pension Fund Scheme E leans towards sectors with strong growth potential, such as consumer companies benefiting from rising demand and technology firms driving digital innovation. Simultaneously, it maintains balanced exposure to banks and financials, avoiding over-concentration. This strategy combines growth opportunities with stability, aiming to deliver consistent long-term returns for NPS investors.
About Aditya Birla Pension Fund
Aditya Birla Sun Life Pension Fund Management Limited (ABSLPFML), formerly known as Birla Sun Life Pension Management Ltd., is a wholly-owned subsidiary of Aditya Birla Sun Life Insurance Company Limited (ABSLI), which is part of the prestigious Aditya Birla Capital Limited (ABCL). Established in 2015, ABSLPFML is registered with the Pension Fund Regulatory and Development Authority (PFRDA) to act as a Pension Fund Manager (PFM) and a Point of Presence (PoP) under the National Pension System (NPS). Since commencing operations on May 5, 2017, ABSLPFML has been committed to providing reliable pension fund management services to help subscribers achieve long-term financial security during retirement.
- FOUNDED IN2017
- CEOMr. Vikas Seth
- Fund House AUM1509 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.