DSP Pensions Fund Managers Private Limited Scheme E - Tier I
10Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 15.72% | - | - | - | 12.23% |
| Benchmark | 6.01% | 21.00% | 22.97% | 15.22% | 9.44% |
| Top 5 Stocks | % of the fund |
|---|---|
| Bajaj Holdings & Investment Ltd. | 9.54% |
| Kotak Mahindra Bank Ltd | 8.74% |
| HDFC Bank Ltd | 7.68% |
| ITC Ltd | 7.56% |
| ICICI Bank Ltd | 5.08% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Jensen's Alpha
A higher Jensen’s Alpha means the fund is outperforming its benchmark, indicating effective active management and delivering excess returns.
Treynor Ratio
A high Treynor ratio reflects strong returns per unit of systematic (market-related) risk, aiding investors in comparing and identifying well-managed portfolios.
Weaknesses
Expense Ratio
The expense ratio for the fund is 0.10%, which is higher than the category average of 0.08%
Age of the Fund
A lower age of the fund indicates limited performance history, making it harder for investors to assess its consistency and ability to withstand market fluctuations.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
DSP Pension Fund Scheme E adopts a high-conviction strategy with a concentrated portfolio, investing predominantly in equities — primarily large-cap blue-chip companies — while maintaining select exposure to cash as a strategic reserve. The portfolio is diversified across key sectors such as Banking & Financials, Technology, Materials, and other high-growth areas. The scheme follows a disciplined buy-and-hold approach with low portfolio turnover, helping to minimise costs. It blends growth and value investing styles with the objective of outperforming the S&P BSE 200 Index over the long term. Additionally, the fund maintains a tactical cash buffer to deploy capital during market corrections and consciously avoids investing in highly leveraged businesses, except within the financial sector.
About DSP Pension Fund
DSP Pension Fund Managers Private Limited is a registered Pension Fund Manager (PFM) under the Pension Fund Regulatory & Development Authority (PFRDA). It is a subsidiary of DSP Asset Managers, one of India’s leading fund houses with over 28 years of experience in asset management and a legacy of 160+ years through the DSP Group.
- FOUNDED IN2023
- CEOMr. Rahul Bhagat
- Fund House AUM4352 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
10Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 15.72% | - | - | - | 12.23% |
| Top 5 Stocks | % of the fund |
|---|---|
| Bajaj Holdings & Investment Ltd. | 9.54% |
| Kotak Mahindra Bank Ltd | 8.74% |
| HDFC Bank Ltd | 7.68% |
| ITC Ltd | 7.56% |
| ICICI Bank Ltd | 5.08% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Jensen's Alpha
A higher Jensen’s Alpha means the fund is outperforming its benchmark, indicating effective active management and delivering excess returns.
Treynor Ratio
A high Treynor ratio reflects strong returns per unit of systematic (market-related) risk, aiding investors in comparing and identifying well-managed portfolios.
Weaknesses
Expense Ratio
The expense ratio for the fund is 0.10%, which is higher than the category average of 0.08%
Age of the Fund
A lower age of the fund indicates limited performance history, making it harder for investors to assess its consistency and ability to withstand market fluctuations.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
DSP Pension Fund Scheme E adopts a high-conviction strategy with a concentrated portfolio, investing predominantly in equities — primarily large-cap blue-chip companies — while maintaining select exposure to cash as a strategic reserve. The portfolio is diversified across key sectors such as Banking & Financials, Technology, Materials, and other high-growth areas. The scheme follows a disciplined buy-and-hold approach with low portfolio turnover, helping to minimise costs. It blends growth and value investing styles with the objective of outperforming the S&P BSE 200 Index over the long term. Additionally, the fund maintains a tactical cash buffer to deploy capital during market corrections and consciously avoids investing in highly leveraged businesses, except within the financial sector.
About DSP Pension Fund
DSP Pension Fund Managers Private Limited is a registered Pension Fund Manager (PFM) under the Pension Fund Regulatory & Development Authority (PFRDA). It is a subsidiary of DSP Asset Managers, one of India’s leading fund houses with over 28 years of experience in asset management and a legacy of 160+ years through the DSP Group.
- FOUNDED IN2023
- CEOMr. Rahul Bhagat
- Fund House AUM4352 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.