HDFC Pension Management Company Limited Scheme G - Tier I
07Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 10.10% | 8.28% | 7.30% | 8.73% | 6.15% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Diversification
Well-diversified across tenures, the portfolio includes a range of government bonds, minimizing exposure to interest rate fluctuations.
Weaknesses
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
HDFC Pension Fund Scheme G actively manages portfolio duration by analysing the yield curve and aligning positions based on its interest rate outlook and macroeconomic trends. The scheme seeks to maintain a conservative risk profile while capturing value across the curve to optimise returns for subscribers.
About HDFC Pension Fund
HDFC Pension Fund Management Ltd, formerly known as HDFC Pension Management Company Ltd, is a wholly-owned subsidiary of HDFC Life Insurance Company Ltd. Established on June 20, 2011, it is registered as a Pension Fund Manager (PFM) with the Pension Fund Regulatory & Development Authority (PFRDA), holding registration number PFRDA/PF/2021/004. In addition to managing pension funds, HDFC Pension is also licensed as a Point of Presence (POP), enabling it to distribute, market, and service the National Pension System (NPS) through both online and offline channels.
- FOUNDED IN2013
- CEOMr. Sriram Iyer
- Fund House AUM76955 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
07Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 10.10% | 8.28% | 7.30% | 8.73% | 6.15% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Diversification
Well-diversified across tenures, the portfolio includes a range of government bonds, minimizing exposure to interest rate fluctuations.
Weaknesses
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
HDFC Pension Fund Scheme G actively manages portfolio duration by analysing the yield curve and aligning positions based on its interest rate outlook and macroeconomic trends. The scheme seeks to maintain a conservative risk profile while capturing value across the curve to optimise returns for subscribers.
About HDFC Pension Fund
HDFC Pension Fund Management Ltd, formerly known as HDFC Pension Management Company Ltd, is a wholly-owned subsidiary of HDFC Life Insurance Company Ltd. Established on June 20, 2011, it is registered as a Pension Fund Manager (PFM) with the Pension Fund Regulatory & Development Authority (PFRDA), holding registration number PFRDA/PF/2021/004. In addition to managing pension funds, HDFC Pension is also licensed as a Point of Presence (POP), enabling it to distribute, market, and service the National Pension System (NPS) through both online and offline channels.
- FOUNDED IN2013
- CEOMr. Sriram Iyer
- Fund House AUM76955 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.