ICICI Prudential Pension Fund Scheme G - Tier I
06Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 8.71% | 9.12% | 6.38% | 8.88% | 6.14% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Diversification
Well-diversified across tenures, the portfolio includes a range of government bonds, minimizing exposure to interest-rate fluctuations.
Weaknesses
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The ICICI Pension Fund Scheme G follows a conservative strategy, investing in securities fully guaranteed by the central government for principal and interest payments. Investments in state government-guaranteed securities require approval from the Board Investment Committee, ensuring safety, oversight, and steady long-term returns for NPS subscribers.
About ICICI Pension fund
ICICI Prudential Pension Fund Management Company Limited is a wholly-owned subsidiary of ICICI Prudential Life Insurance Company Limited, part of the ICICI Group. Established in May 2009, it is one of the pioneering Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company provides end-to-end NPS solutions, including fund management and acting as a Point of Presence (POP), enabling seamless retirement planning for individuals across India.
- FOUNDED IN2009
- CEOMr. Sumit Mohindra
- Fund House AUM49874 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
06Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 8.71% | 9.12% | 6.38% | 8.88% | 6.14% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Diversification
Well-diversified across tenures, the portfolio includes a range of government bonds, minimizing exposure to interest-rate fluctuations.
Weaknesses
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The ICICI Pension Fund Scheme G follows a conservative strategy, investing in securities fully guaranteed by the central government for principal and interest payments. Investments in state government-guaranteed securities require approval from the Board Investment Committee, ensuring safety, oversight, and steady long-term returns for NPS subscribers.
About ICICI Pension fund
ICICI Prudential Pension Fund Management Company Limited is a wholly-owned subsidiary of ICICI Prudential Life Insurance Company Limited, part of the ICICI Group. Established in May 2009, it is one of the pioneering Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company provides end-to-end NPS solutions, including fund management and acting as a Point of Presence (POP), enabling seamless retirement planning for individuals across India.
- FOUNDED IN2009
- CEOMr. Sumit Mohindra
- Fund House AUM49874 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.