Kotak Pension Fund Scheme C - Tier I
04Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 9.11% | 6.98% | 7.10% | 7.46% | 5.65% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest rate changes, suggesting lower risk for the fund.
Quality & Diversification
The fund holds good quality bonds with a well diversified portfolio.
Weaknesses
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The investment strategy of Kotak Pension Fund Scheme C emphasises diversified exposure across multiple sectors, with a strong focus on financial services and infrastructure-related activities. It primarily invests in high-quality debt instruments, including AAA-rated bonds from Public Sector Undertakings (PSUs), financial institutions such as NABARD, SIDBI, and EXIM Bank, and established infrastructure companies. This approach aims to provide consistent income while mitigating volatility and protecting the portfolio against sudden market shocks. By combining medium- to long-term maturities, the strategy optimises risk-adjusted returns while maintaining liquidity.
About Kotak pension fund
Kotak Mahindra Pension Fund Limited (KMPFL) is a joint venture between Kotak Mahindra Asset Management Company Limited and Kotak Mahindra Bank. Incorporated on May 15, 2009, Kotak Pension Fund is one of the leading Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company manages pension assets across multiple asset classes, offering tailored solutions to meet the diverse retirement planning needs of subscribers
- FOUNDED IN2009
- CEOMr. Subhasis Ghosh
- Fund House AUM4706 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
04Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 9.11% | 6.98% | 7.10% | 7.46% | 5.65% |
Strengths
Sharpe Ratio
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Sortino Ratio
A low modified duration indicates less sensitivity to interest rate changes, suggesting lower risk for the fund.
Age of the Fund
The fund holds good quality bonds with a well diversified portfolio.
Weaknesses
Jensen's Alpha
A high standard deviation means the fund is volatile with higher risk.
Expense Ratio
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The investment strategy of Kotak Pension Fund Scheme C emphasises diversified exposure across multiple sectors, with a strong focus on financial services and infrastructure-related activities. It primarily invests in high-quality debt instruments, including AAA-rated bonds from Public Sector Undertakings (PSUs), financial institutions such as NABARD, SIDBI, and EXIM Bank, and established infrastructure companies. This approach aims to provide consistent income while mitigating volatility and protecting the portfolio against sudden market shocks. By combining medium- to long-term maturities, the strategy optimises risk-adjusted returns while maintaining liquidity.
About Kotak pension fund
Kotak Mahindra Pension Fund Limited (KMPFL) is a joint venture between Kotak Mahindra Asset Management Company Limited and Kotak Mahindra Bank. Incorporated on May 15, 2009, Kotak Pension Fund is one of the leading Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company manages pension assets across multiple asset classes, offering tailored solutions to meet the diverse retirement planning needs of subscribers
- FOUNDED IN2009
- CEOMr. Subhasis Ghosh
- Fund House AUM4706 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.