Kotak Pension Fund Scheme G - Tier I
11Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 9.51% | 8.14% | 7.20% | 8.57% | 6.14% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Weaknesses
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Diversification
Over-reliance on long-duration securities may increase interest rate sensitivity.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The Kotak Pension Fund Scheme G Portfolio primarily consists of Government Securities (G-Secs), State Development Loans (SDLs), and GOI STRIPS, ensuring low risk and stable returns. The strategy focuses on managing the interest rate cycle—allocating to long-duration bonds when rates are expected to decline and to short-duration bonds when rates are rising. A laddering approach is employed to stagger maturities, providing liquidity and reinvestment flexibility. SDLs offer higher yields, while G-Secs provide liquidity and safety.
About Kotak pension fund
Kotak Mahindra Pension Fund Limited (KMPFL) is a joint venture between Kotak Mahindra Asset Management Company Limited and Kotak Mahindra Bank. Incorporated on May 15, 2009, Kotak Pension Fund is one of the leading Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company manages pension assets across multiple asset classes, offering tailored solutions to meet the diverse retirement planning needs of subscribers
- FOUNDED IN2009
- CEOMr. Subhasis Ghosh
- Fund House AUM4706 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
11Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 9.51% | 8.14% | 7.20% | 8.57% | 6.14% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Weaknesses
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Diversification
Over-reliance on long-duration securities may increase interest rate sensitivity.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The Kotak Pension Fund Scheme G Portfolio primarily consists of Government Securities (G-Secs), State Development Loans (SDLs), and GOI STRIPS, ensuring low risk and stable returns. The strategy focuses on managing the interest rate cycle—allocating to long-duration bonds when rates are expected to decline and to short-duration bonds when rates are rising. A laddering approach is employed to stagger maturities, providing liquidity and reinvestment flexibility. SDLs offer higher yields, while G-Secs provide liquidity and safety.
About Kotak pension fund
Kotak Mahindra Pension Fund Limited (KMPFL) is a joint venture between Kotak Mahindra Asset Management Company Limited and Kotak Mahindra Bank. Incorporated on May 15, 2009, Kotak Pension Fund is one of the leading Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company manages pension assets across multiple asset classes, offering tailored solutions to meet the diverse retirement planning needs of subscribers
- FOUNDED IN2009
- CEOMr. Subhasis Ghosh
- Fund House AUM4706 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.