1 Finance shall through its Application provide Financial Well Being / Advice / Recommendation / Financial Health Score etc. to the clients (“Services”). 1 Finance is committed to operating its applications with the highest ethical standards and appropriate internal controls.
1 Finance Private Limited, a private limited company, incorporated under the provisions of the Companies Act, 2013, having its Corporate office at Unit No. 1101 & 1102, 11th Floor, B-Wing, Lotus Corporate Park, Goregaon (E), Mumbai-400063 and registered office at ‘Marwadi Financial Plaza’, Nana Mava Main Road, Off 150ft Ring Road, Rajkot- 360001, Gujarat, for selling/facilitating Investment Advice.
This is an electronic record in terms of the Information Technology Act, 2000 and the rules made thereunder and the amended provisions pertaining to electronic document/records in various statutes as amended by the Information Technology Act, 2000 and these does not require any physical, electronic or digital signatures.
By registering, you are allowed to get 1 view Dashboard of your assets and liabilities, net worth, other financial products including Insurance, NPS, FDs, Property and advisory services / recommendation from qualified financial advisory expert / partners etc.
The Client hereby agrees that all the decisions of the Client, notwithstanding the Services rendered by us, in relation to any recommendation or advice shall be based on Client’s own independent assessment of the risks and rewards of the investments and other circumstances and a proper evaluation thereof.
By using the Application, you acknowledge and agree that we cannot ensure that profit or losses will be avoided, or that the Client’s objectives, including their investment goals will be met, or that they will not be adversely affected by tax consequences, technical problems, or regulatory compliance. In connection with any services provided to the Client, we will not be liable for any error of judgement or loss suffered by the Client.
As part of your relationship with 1 Finance, and while using the Services, you acknowledge that you may receive information about the Services of 1 Finance. This information will belong solely to 1 Finance and may include, but is not limited to, the features and manner of operation of the Services, trade secrets, know-how, inventions, techniques, processes, programs, ideas, algorithms, schematics, testing procedures, software design and architecture, computer code, and many others. In regard to this Information:
Use and Protection of Intellectual Property Rights
All the trademarks, logos and service marks, information and content provided on our web site including its design structure and compilation are privately owned Intellectual Property Rights of either 1 Finance and or its affiliates, agents, associates, subsidiaries and or otherwise permitted by us to advertise on our web site. Unless otherwise noted you shall not copy, download or and print documents from our web site for any commercial purposes and shall not post, distribute, transmit, display, publish, sell or modify them or remove any copyright trademark or other proprietary notices. For permission to use third party materials appearing on our web site, please contact the copyright owner.
Limitation of Liability, Indemnity, and Warranty
To the fullest extent permissible pursuant to applicable law, 1 Finance and its directors, employees, associates, third-party partners or suppliers disclaim all warranties or guarantees – whether statutory, express or implied – including, but not limited to, implied warranties of merchantability, fitness and non-infringement of proprietary rights. No advice or information, whether oral or written, obtained by you from 1 Finance or through the Application will create any warranty or guarantee other than those expressly stated herein.
The application, including any content or information contained in it or any site related service, or any product or service licensed or purchased through the site, is provided on an “as is” basis and without warranties of any kind, either express or implied, including, but not limited to warranties of title or non-infringement or merchantability and fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the applicable laws. You expressly agree that your use of the Application is at your sole risk.
1 Finance does not warrant that your access to the application and/or related services will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available is free of viruses or other harmful components. Access to and use of this site and the information is at your risk and 1 Finance does not undertake any accountability for any irregularities, viruses or damage to any computer that results from accessing, availing or downloading of any information from this site.
Market risks are inherent in every investment. Please read all scheme related things carefully. Past performance is not an indicator of future returns.
You acknowledge that all interaction, communication, dealing or transaction between the user and the Third-party provider in respect of any products / services offered by the Third-party provider is a separate and independent transaction between the Client and Third-party provider without any liability. You acknowledge that any cost, damage, loss or expenses incurred by us or Third-party arising out of or in relation with any such communication, dealings and transactions between the Client and Third-party providers.
We disclaim any responsibility for any such communications, interactions, deals, or transactions between the users and the third-party providers, and we shall not be held liable for any such consequences as a result of such communication, interaction, deals, or transactions between the users and the third-party providers.
A Third-party provider’s advertised or offered product or service is not warranted, endorsed, guaranteed, or assumed responsibility by us, and we shall have no commitment or liability for any transaction between you and the such party provider. If you are purchasing a product or service through these Third-party providers, you should use your best judgement and exercise caution where appropriate.
As outlined in the Application, 1 Finance has the right to charge fees to its client for the use of its application and / or services. 1 Finance may alter its fee structure as it deems appropriate at its sole discretion from time to time, and you will be adequately informed prior to such changes. All charges and fees shall be exclusive of taxes and all Government taxes including but not limited to GST shall be payable by you. All charges shall be non-transferable.
Dispute / Complaint Resolution
All disputes will be resolved in a fair, effective, and cost-effective manner. We address any concerns of Clients through our Grievance Cell.
All Complaints related to the use of Application shall be addressed to Mr. Ranjeet Rajaram More. Please write to us on email@example.com; Call us at +91-22-69120000. The Complaint Resolution official will get back to the user within reasonable time from the receipt of any complaint from You. Resolution of a complaint will take 30 days’ time from the date of receipt of complaint.
However, if you are dissatisfied with our complaint resolution mechanism, the complaint will be referred for arbitration, to a sole arbitrator appointed by 1 Finance, through arbitration to be conducted in accordance with the Arbitration and Conciliation Act, 1996. The place of the arbitration is Mumbai. All proceedings of such arbitration, including, without limitation, any awards, shall be in the English language. The award shall be final and binding on the Parties.
1 Finance shall not be liable for failure or error of any transaction on the Application or for any failure on part of the 1 Finance to perform any of its obligations under these Terms and Conditions if performance is prevented, hindered or delayed by a Force Majeure event (as defined below) and in such case its obligations under these Terms and Conditions shall be suspended for so long as the Force Majeure event continues. The term “Force Majeure Event” means any event which occurred and is beyond the control of the Company, including without limitations, unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of god, civil commotion, pandemic, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shut down, faults or failures in telecommunication etc.
1 Finance shall be discharged from such performance to the extent of and during the period of such Force Majeure Event, and such non-performance of its obligations shall, in no event whatsoever, amount to a breach of its obligations.