1 Finance Blog

Discover financial wisdom on our blog for expert insights on personal finance, investing, and money management.

Fixed Deposits vs. Debt Mutual Funds: The Legacy of Top Investments in India

Mutual Fund

10 min read

Fixed Deposits vs. Debt Mutual Funds: The Legacy of Top Investments in India

Priya, a 28-year-old IT professional based in Bangalore has recently received a bonus of Rs. 5…

How to Evaluate Cryptocurrencies

Crypto

4 min read

How to Evaluate Cryptocurrencies

Cryptocurrencies are a unique asset class that lacks the standardised valuation frameworks used in traditional markets…

Securing Your Future: The Role of a Financial Advisor in Retirement Planning

Retirement Planning

3 min read

Securing Your Future: The Role of a Financial Advisor in Retirement Planning

Uncover the crucial role financial advisors play in securing your future through effective retirement planning.

Understanding the difference between short-term and long-term capital gains in India

Tax Planning

4 min read

Understanding the difference between short-term and long-term capital gains in India

Understanding short-term and long-term capital gains is crucial for complying with tax laws and filing your…

5 Essential Steps to Make a Will and Secure Your Legacy

Estate Planning

4 min read

5 Essential Steps to Make a Will and Secure Your Legacy

Many view estate planning as a task for the elderly or wealthy, but creating a will…

60% of Urban Indian’s Financial Goals are Being Crushed By Unexpected Expenses

Personal Finance

2 min read

60% of Urban Indian’s Financial Goals are Being Crushed By Unexpected Expenses

“Hold fast to dreams, for if dreams die, life is a broken-winged bird that cannot fly.”…

How much do employees make in an IPO? 1 Finance Magazine research shows it’s just 0.1%

Personal Finance

3 min read

How much do employees make in an IPO? 1 Finance Magazine research shows it’s just 0.1%

Can your 9-to-5 make you the next millionaire? Many believe it can, especially when equity is…

Mis-selling: A step-by-step guide on how to spot risky financial products

Personal Finance

8 min read

Mis-selling: A step-by-step guide on how to spot risky financial products

Learn how you can protect yourself from financial misselling

How to invest in gold in 2025

Investing

8 min read

How to invest in gold in 2025

Gold has clearly had a golden run lately but should your portfolio include it?

Applicability of Tax-Loss Harvesting Strategy in 2024

Tax Planning

5 min read

Applicability of Tax-Loss Harvesting Strategy in 2024

Rohit had a diverse investment portfolio in 2023. By December, he realised he had the following…

Education Loan boom: Rising cost of education in India and why you need a financial plan

Personal Finance

8 min read

Education Loan boom: Rising cost of education in India and why you need a financial plan

Learn how to plan your education plan for domestic and foreign education

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Discover your MoneySign®

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Frequently Asked Questions

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What is financial planning?

Financial planning is the process of evaluating your current finances and making a plan to map your journey to financial well-being.

It involves looking at all aspects of your financial life - income, savings, debt, investments, etc.

The aim is to understand where you stand today financially and then chart a course to get you where you want to be in the long run.

Financial planning provides direction and structure to your finances. It helps you intentionally move toward financial wellness.

The plan equips you to prepare for expected life events like retirement as well as unexpected events.

In short, financial planning bridges your present circumstances to your desired financial future. It gives you a path to follow.

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What are the benefits of working with a financial advisor?

Working with a financial advisor can provide an invaluable perspective on your current situation. With the help of a financial advisor, you can assess your finances holistically - debts, assets, income streams, and more. With this comprehensive understanding, the advisor helps craft strategies tailored to your needs.

A financial plan crafted by a qualified advisor grants you agency over your financial life. It transforms vague anxiety about the future into proactive preparation. With expert guidance, you can map out actionable steps to strengthen your finances over time.

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Why is financial planning important?

Financial planning is important because it provides clarity and control over your finances.

Having a financial plan helps you:

  • Understand where you stand financially today
  • Map out specific steps to improve your financial situation
  • Prepare for major life events like marriage, child’s education, retirement etc.
  • Budget effectively and evaluate your investment portfolio
  • Strategic Tax Planning & Filing
  • Manage and reduce debt
  • Being financially ready for emergencies
  • Creating a will to preserve your legacy

In short, financial planning is essential for financial stability and peace of mind. It gives your finances direction and purpose. With proper planning, you can take charge of your money and build financial security.

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