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Discover financial wisdom on our blog for expert insights on personal finance, investing, and money management.

5 Key Retirement Planning Strategies for Every Age

Retirement Planning

9 min read

5 Key Retirement Planning Strategies for Every Age

Whether you're just starting your career or nearing retirement age, this article outlines 5...

Planning to pause your SIP during a market crash? Think again!

Investing

3 min read

Planning to pause your SIP during a market crash? Think again!

While systematic investment plans (SIPs) continue to be one of the best ways to grow wealth…

Received an Income Tax Notice? Here’s How to Respond to it

Tax Planning

4 min read

Received an Income Tax Notice? Here’s How to Respond to it

Receiving an income tax notice might feel like a thunderstorm on a sunny day, but it’s…

Liability Planning: A Comprehensive Guide

Loan Planning

8 min read

Liability Planning: A Comprehensive Guide

Looking to protect your assets and minimize your financial risks?

How We Evaluate Home Loan Lenders (and How It Helps You)

Loan Planning

6 min read

How We Evaluate Home Loan Lenders (and How It Helps You)

Finding your dream home is an exhilarating experience. But the excitement can quickly fade as you…

What is Crypto Scoring and Ranking?

Crypto

3 min read

What is Crypto Scoring and Ranking?

Navigating the dynamic world of cryptocurrencies, especially within the decentralised finance (DeFi) sector, can be challenging…

Here’s the Most effective Strategy for Retirement Planning

Retirement Planning

4 min read

Here’s the Most effective Strategy for Retirement Planning

What is Retirement Planning? Retirement planning involves preparing today for your future life so that you…

Mis-selling by banks: Is the bank trying to scam you? How to protect yourself

Personal Finance

7 min read

Mis-selling by banks: Is the bank trying to scam you? How to protect yourself

Walk into any bank branch, and you will likely find a bank relationship manager (bank RM)…

How to save tax for salary above ₹10 lakh for FY 2025-26?

ITR Filing

5 min read

How to save tax for salary above ₹10 lakh for FY 2025-26?

Earning above ₹10 lakh annually places you in one of the highest income tax brackets in…

Who is a Fee-Only Financial Advisor?

Personal Finance

7 min read

Who is a Fee-Only Financial Advisor?

In the past few decades, India’s financial sector has witnessed a troubling rise in the mis-selling…

Belated Return or Revision : Your Last Chance to File or Revise ITR for the Year 2022-23

ITR Filing

5 min read

Belated Return or Revision : Your Last Chance to File or Revise ITR for the Year 2022-23

When discussing personal finance, one topic we can’t overlook is income tax filing—an annual ritual where…

How to Close NPS Account

NPS

3 min read

How to Close NPS Account

The National Pension System (NPS) is a long-term retirement savings scheme designed to provide financial security…

moneysign shape

Discover your MoneySign®

Identify the personality traits and behavioural patterns that shape your financial choices.

Frequently Asked Questions

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What is financial planning?

Financial planning is the process of evaluating your current finances and making a plan to map your journey to financial well-being.

It involves looking at all aspects of your financial life - income, savings, debt, investments, etc.

The aim is to understand where you stand today financially and then chart a course to get you where you want to be in the long run.

Financial planning provides direction and structure to your finances. It helps you intentionally move toward financial wellness.

The plan equips you to prepare for expected life events like retirement as well as unexpected events.

In short, financial planning bridges your present circumstances to your desired financial future. It gives you a path to follow.

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What are the benefits of working with a financial advisor?

Working with a financial advisor can provide an invaluable perspective on your current situation. With the help of a financial advisor, you can assess your finances holistically - debts, assets, income streams, and more. With this comprehensive understanding, the advisor helps craft strategies tailored to your needs.

A financial plan crafted by a qualified advisor grants you agency over your financial life. It transforms vague anxiety about the future into proactive preparation. With expert guidance, you can map out actionable steps to strengthen your finances over time.

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Why is financial planning important?

Financial planning is important because it provides clarity and control over your finances.

Having a financial plan helps you:

  • Understand where you stand financially today
  • Map out specific steps to improve your financial situation
  • Prepare for major life events like marriage, child’s education, retirement etc.
  • Budget effectively and evaluate your investment portfolio
  • Strategic Tax Planning & Filing
  • Manage and reduce debt
  • Being financially ready for emergencies
  • Creating a will to preserve your legacy

In short, financial planning is essential for financial stability and peace of mind. It gives your finances direction and purpose. With proper planning, you can take charge of your money and build financial security.

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