1 Finance Blog

Discover financial wisdom on our blog for expert insights on personal finance, investing, and money management.

A Cheeky Look into Everyone’s Festive Spending

2 min read

A Cheeky Look into Everyone’s Festive Spending

Buy a box of 24 carat gold-leaf mithai. The guilt won’t be about the calories. Like…

It Gets Worse Before It Gets Better

4 min read

It Gets Worse Before It Gets Better

It was a grim evening. I was reading and re-reading a piece of text that I…

How 1 View Solves the Problem of Scattered Finances

3 min read

How 1 View Solves the Problem of Scattered Finances

Our intention with building 1 Finance, from Day One, has been to solve glaring issues with…

What’s Age Got to Do with It?

3 min read

What’s Age Got to Do with It?

Money choices, and more specifically investment patterns, are determined by several aspects of our life and…

It’s Never Too Late

4 min read

It’s Never Too Late

About two years ago, I logged into my bank account and felt a jolt of shock.…

It’s OK to Want More Money

4 min read

It’s OK to Want More Money

The way we think about money, and what we do with it, tends to be shaped…

How the Hindsight Bias Clouds Your Financial Decisions

3 min read

How the Hindsight Bias Clouds Your Financial Decisions

The choices we make on an everyday basis are influenced by several things — they reflect our…

Behind the Scenes of Building MoneySign®

4 min read

Behind the Scenes of Building MoneySign®

When we set out to build 1 Finance, one of the things we had the most…

Lessons from the Pandemic, by India’s Leading Food Entrepreneurs

7 min read

Lessons from the Pandemic, by India’s Leading Food Entrepreneurs

The lockdowns were undoubtedly hard on business owners and entrepreneurs across industries. But a sector that…

A Quick Breakdown of What a Depreciating Rupee Means for You

3 min read

A Quick Breakdown of What a Depreciating Rupee Means for You

In everyday transactions of late, you might’ve noticed a gradual spike in the price of fuel,…

The Sensory World of Online Shopping

3 min read

The Sensory World of Online Shopping

It’s one of those days when you know that nothing but an iced coffee can make…

Without a Home of My Own

4 min read

Without a Home of My Own

Early in our lives, my husband and I had decided one thing: we would not live…

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Identify the personality traits and behavioural patterns that shape your financial choices.

Frequently Asked Questions

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What is financial planning?

Financial planning is the process of evaluating your current finances and making a plan to map your journey to financial well-being.

It involves looking at all aspects of your financial life - income, savings, debt, investments, etc.

The aim is to understand where you stand today financially and then chart a course to get you where you want to be in the long run.

Financial planning provides direction and structure to your finances. It helps you intentionally move toward financial wellness.

The plan equips you to prepare for expected life events like retirement as well as unexpected events.

In short, financial planning bridges your present circumstances to your desired financial future. It gives you a path to follow.

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What are the benefits of working with a financial advisor?

Working with a financial advisor can provide an invaluable perspective on your current situation. With the help of a financial advisor, you can assess your finances holistically - debts, assets, income streams, and more. With this comprehensive understanding, the advisor helps craft strategies tailored to your needs.

A financial plan crafted by a qualified advisor grants you agency over your financial life. It transforms vague anxiety about the future into proactive preparation. With expert guidance, you can map out actionable steps to strengthen your finances over time.

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Why is financial planning important?

Financial planning is important because it provides clarity and control over your finances.

Having a financial plan helps you:

  • Understand where you stand financially today
  • Map out specific steps to improve your financial situation
  • Prepare for major life events like marriage, child’s education, retirement etc.
  • Budget effectively and evaluate your investment portfolio
  • Strategic Tax Planning & Filing
  • Manage and reduce debt
  • Being financially ready for emergencies
  • Creating a will to preserve your legacy

In short, financial planning is essential for financial stability and peace of mind. It gives your finances direction and purpose. With proper planning, you can take charge of your money and build financial security.