ICICI Prudential Pension Fund Scheme E - Tier I
07Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 4.94% | 21.79% | 23.05% | 15.09% | 9.00% |
| Benchmark | 6.01% | 21.00% | 22.97% | 15.22% | 9.44% |
| Top 5 Stocks | % of the fund |
|---|---|
| ICICI Bank Limited. | 8.22% |
| HDFC Bank Limited. | 6.73% |
| Reliance Industries Limited. | 4.19% |
| Bharti Airtel Limited. | 4.08% |
| Infosys Limited. | 3.96% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Jensen's Alpha
A higher Jensen’s Alpha means the fund is outperforming its benchmark, indicating effective active management and delivering excess returns.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Treynor Ratio
A low Treynor ratio reflects weak returns per unit of systematic (market-related) risk, making it less attractive for investors seeking well-managed portfolios.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
ICICI Pension Fund Scheme E follows a long-term, growth-oriented strategy with a strong focus on large-cap, blue-chip stocks across diversified sectors such as financials, IT, consumer goods, healthcare, and infrastructure. It combines stable, high-quality stocks with selective mid-cap exposure to capture alpha. Financials lead the allocation, reflecting confidence in India’s credit and consumption growth. Liquidity is actively managed through Tri-Party Repo and liquid funds, ensuring flexibility and capital protection. Overall, the strategy balances growth, diversification, and liquidity to deliver consistent, risk-adjusted returns.
About ICICI Pension fund
ICICI Prudential Pension Fund Management Company Limited is a wholly-owned subsidiary of ICICI Prudential Life Insurance Company Limited, part of the ICICI Group. Established in May 2009, it is one of the pioneering Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company provides end-to-end NPS solutions, including fund management and acting as a Point of Presence (POP), enabling seamless retirement planning for individuals across India.
- FOUNDED IN2009
- CEOMr. Sumit Mohindra
- Fund House AUM49874 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
07Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 4.94% | 21.79% | 23.05% | 15.09% | 9.00% |
| Top 5 Stocks | % of the fund |
|---|---|
| ICICI Bank Limited. | 8.22% |
| HDFC Bank Limited. | 6.73% |
| Reliance Industries Limited. | 4.19% |
| Bharti Airtel Limited. | 4.08% |
| Infosys Limited. | 3.96% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Jensen's Alpha
A higher Jensen’s Alpha means the fund is outperforming its benchmark, indicating effective active management and delivering excess returns.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Treynor Ratio
A low Treynor ratio reflects weak returns per unit of systematic (market-related) risk, making it less attractive for investors seeking well-managed portfolios.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
ICICI Pension Fund Scheme E follows a long-term, growth-oriented strategy with a strong focus on large-cap, blue-chip stocks across diversified sectors such as financials, IT, consumer goods, healthcare, and infrastructure. It combines stable, high-quality stocks with selective mid-cap exposure to capture alpha. Financials lead the allocation, reflecting confidence in India’s credit and consumption growth. Liquidity is actively managed through Tri-Party Repo and liquid funds, ensuring flexibility and capital protection. Overall, the strategy balances growth, diversification, and liquidity to deliver consistent, risk-adjusted returns.
About ICICI Pension fund
ICICI Prudential Pension Fund Management Company Limited is a wholly-owned subsidiary of ICICI Prudential Life Insurance Company Limited, part of the ICICI Group. Established in May 2009, it is one of the pioneering Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company provides end-to-end NPS solutions, including fund management and acting as a Point of Presence (POP), enabling seamless retirement planning for individuals across India.
- FOUNDED IN2009
- CEOMr. Sumit Mohindra
- Fund House AUM49874 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.