Kotak Pension Fund Scheme E - Tier I
05Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 8.36% | 14.59% | 25.23% | 14.28% | 9.03% |
| Benchmark | 5.31% | 13.51% | 25.61% | 14.53% | 9.66% |
| Top 5 Stocks | % of the fund |
|---|---|
| HDFC Bank Ltd | 9.10% |
| ICICI Bank Ltd. | 7.46% |
| Infosys Ltd. | 4.93% |
| Reliance Industries Ltd. | 3.93% |
| Axis Bank Ltd | 3.76% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Sortino Ratio
A lower Sortino ratio means the fund isn’t managing downside risk well, leading to larger losses during market downturns.
Jensen's Alpha
A lower Jensen’s Alpha indicates the fund is underperforming its benchmark, suggesting it isn’t adding value through active management.
Treynor Ratio
A low Treynor ratio reflects weak returns per unit of systematic (market-related) risk, making it less attractive for investors seeking well-managed portfolios.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
The Kotak Pension Fund Scheme E adopts a growth-focused, sectorally diversified strategy, emphasising financial services, infrastructure, technology, and consumer sectors while incorporating high-growth industries. Volatility is managed through diversification and risk assessment using standard deviation. A balanced mix of large-cap and mid-cap stocks ensures both stability and growth, while Overnight Funds and liquid funds provide liquidity. Active monitoring and rebalancing maintain alignment with investment objectives.
About Kotak pension fund
Kotak Mahindra Pension Fund Limited (KMPFL) is a joint venture between Kotak Mahindra Asset Management Company Limited and Kotak Mahindra Bank. Incorporated on May 15, 2009, Kotak Pension Fund is one of the leading Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company manages pension assets across multiple asset classes, offering tailored solutions to meet the diverse retirement planning needs of subscribers
- FOUNDED IN2009
- CEOMr. Subhasis Ghosh
- Fund House AUM4706 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
05Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 8.36% | 14.59% | 25.23% | 14.28% | 9.03% |
| Top 5 Stocks | % of the fund |
|---|---|
| HDFC Bank Ltd | 9.10% |
| ICICI Bank Ltd. | 7.46% |
| Infosys Ltd. | 4.93% |
| Reliance Industries Ltd. | 3.93% |
| Axis Bank Ltd | 3.76% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Sortino Ratio
A lower Sortino ratio means the fund isn’t managing downside risk well, leading to larger losses during market downturns.
Jensen's Alpha
A lower Jensen’s Alpha indicates the fund is underperforming its benchmark, suggesting it isn’t adding value through active management.
Treynor Ratio
A low Treynor ratio reflects weak returns per unit of systematic (market-related) risk, making it less attractive for investors seeking well-managed portfolios.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
The Kotak Pension Fund Scheme E adopts a growth-focused, sectorally diversified strategy, emphasising financial services, infrastructure, technology, and consumer sectors while incorporating high-growth industries. Volatility is managed through diversification and risk assessment using standard deviation. A balanced mix of large-cap and mid-cap stocks ensures both stability and growth, while Overnight Funds and liquid funds provide liquidity. Active monitoring and rebalancing maintain alignment with investment objectives.
About Kotak pension fund
Kotak Mahindra Pension Fund Limited (KMPFL) is a joint venture between Kotak Mahindra Asset Management Company Limited and Kotak Mahindra Bank. Incorporated on May 15, 2009, Kotak Pension Fund is one of the leading Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). The company manages pension assets across multiple asset classes, offering tailored solutions to meet the diverse retirement planning needs of subscribers
- FOUNDED IN2009
- CEOMr. Subhasis Ghosh
- Fund House AUM4706 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.