LIC Pension Fund Scheme A - Tier I
04Allocations
Asset Allocation
Perpetual Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 10.94% | 8.23% | 8.35% | 8.16% | 4.85% |
| List of Fund Invested in REITS | Ratings | % of the fund |
|---|---|---|
| Nexus Select Trust | AAA | 0.00% |
| Mindspace Business Parks REIT | AAA | 11.44% |
| Embassy Office Parks REIT | AAA | 12.90% |
| Brookfield India REIT | AAA | 0.00% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Who Should Invest?
Investors with a long-term horizon and high risk tolerance, looking to diversify their portfolio through alternative assets like REITs and InvITs, should consider Scheme A. It is ideal for those who understand the potential volatility and seek higher growth opportunities.
Who Should Avoid?
Conservative or risk-averse investors prioritizing stability and low volatility should avoid Scheme A. It is also unsuitable for short-term investors or those uncomfortable with the complexity of alternative investments opportunities.
Investment Strategy
LIC Pension Fund Scheme A adopts a conservative, income-focused strategy by primarily investing in high-rated bank perpetual bonds that offer stable yields. It also includes significant exposure to REITs and InvITs to provide steady income and diversification, along with a portion allocated to liquid assets to maintain liquidity. This strategy balances yield, credit quality, and duration, aiming to deliver steady long-term returns with moderate risk.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM386927 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
04Allocations
Asset Allocation
Perpetual Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 10.94% | 8.23% | 8.35% | 8.16% | 4.85% |
| List of Fund Invested in REITS | Ratings | % of the fund |
|---|---|---|
| Nexus Select Trust | AAA | 0.00% |
| Mindspace Business Parks REIT | AAA | 11.44% |
| Embassy Office Parks REIT | AAA | 12.90% |
| Brookfield India REIT | AAA | 0.00% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Who Should Invest?
Investors with a long-term horizon and high risk tolerance, looking to diversify their portfolio through alternative assets like REITs and InvITs, should consider Scheme A. It is ideal for those who understand the potential volatility and seek higher growth opportunities.
Who Should Avoid?
Conservative or risk-averse investors prioritizing stability and low volatility should avoid Scheme A. It is also unsuitable for short-term investors or those uncomfortable with the complexity of alternative investments opportunities.
Investment Strategy
LIC Pension Fund Scheme A adopts a conservative, income-focused strategy by primarily investing in high-rated bank perpetual bonds that offer stable yields. It also includes significant exposure to REITs and InvITs to provide steady income and diversification, along with a portion allocated to liquid assets to maintain liquidity. This strategy balances yield, credit quality, and duration, aiming to deliver steady long-term returns with moderate risk.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM386927 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.