1 Finance Blog

Discover financial wisdom on our blog for expert insights on personal finance, investing, and money management.

Personal Loans vs. Credit Card EMIs: Which One Should You Choose?

Loan Planning

8 min read

Personal Loans vs. Credit Card EMIs: Which One Should You Choose?

When you need money for something important—like a medical emergency, home repairs,...

ITR-1 vs. ITR-2: Eligibility, key differences, which one should you file for FY 2024-25?

ITR Filing

8 min read

ITR-1 vs. ITR-2: Eligibility, key differences, which one should you file for FY 2024-25?

This blog is a comprehensive comparison of ITR-1 and ITR-2 for the...

How to invest in gold in 2025

Investing

8 min read

How to invest in gold in 2025

Gold has clearly had a golden run lately but should your portfolio...

How to save tax for salary above ₹20 lakh for FY 2025-26

ITR Filing

7 min read

How to save tax for salary above ₹20 lakh for FY 2025-26

A salary above ₹20 lakhs opens up a wide range of tax...

Property in Thane: Should you invest in Thane district real estate in 2025?

Real estate

4 min read

Property in Thane: Should you invest in Thane district real estate in 2025?

Thane offers a Mumbai-like lifestyle at more affordable prices. It has a...

How to save capital gains tax with Section 54F: Rules, timeline, and other details for capital gains tax exemption

ITR Filing

11 min read

How to save capital gains tax with Section 54F: Rules, timeline, and other details for capital gains tax exemption

Section 54F is a powerful tool to save long-term capital gains tax...

Investing in unlisted shares? Here are the risks that every retail investors should know about

Investing

5 min read

Investing in unlisted shares? Here are the risks that every retail investors should know about

Unlisted shares are tempting, but investing in them is full of risk...

What happens when we invest ₹100:One time vs every year

Investing

3 min read

What happens when we invest ₹100:One time vs every year

This blog will help you understand how investing can be a game...

How to start SIP in NPS

NPS

6 min read

How to start SIP in NPS

With features like long lock-in period, low starting amount, and tax benefits,...

HDFC Infinia Metal vs. HDFC Regalia Gold Credit Card

Credit cards blogs

8 min read

HDFC Infinia Metal vs. HDFC Regalia Gold Credit Card

HDFC Bank has something for everyone in the world of premium credit...

Why real estate advisory matters more than ever post SC on property ownership and registration

Real estate

3 min read

Why real estate advisory matters more than ever post SC on property ownership and registration

Buying and owning property is one of the largest financial commitments most...

Property registration not proof of ownership, says SC: Here are the documents that proves your homeownership

Real estate

5 min read

Property registration not proof of ownership, says SC: Here are the documents that proves your homeownership

You’ve probably felt a sense of relief after registering a property. Once...

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Frequently Asked Questions

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What is financial planning?

Financial planning is the process of evaluating your current finances and making a plan to map your journey to financial well-being.

It involves looking at all aspects of your financial life - income, savings, debt, investments, etc.

The aim is to understand where you stand today financially and then chart a course to get you where you want to be in the long run.

Financial planning provides direction and structure to your finances. It helps you intentionally move toward financial wellness.

The plan equips you to prepare for expected life events like retirement as well as unexpected events.

In short, financial planning bridges your present circumstances to your desired financial future. It gives you a path to follow.

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What are the benefits of working with a financial advisor?

Working with a financial advisor can provide an invaluable perspective on your current situation. With the help of a financial advisor, you can assess your finances holistically - debts, assets, income streams, and more. With this comprehensive understanding, the advisor helps craft strategies tailored to your needs.

A financial plan crafted by a qualified advisor grants you agency over your financial life. It transforms vague anxiety about the future into proactive preparation. With expert guidance, you can map out actionable steps to strengthen your finances over time.

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Why is financial planning important?

Financial planning is important because it provides clarity and control over your finances.

Having a financial plan helps you:

  • Understand where you stand financially today
  • Map out specific steps to improve your financial situation
  • Prepare for major life events like marriage, child’s education, retirement etc.
  • Budget effectively and evaluate your investment portfolio
  • Strategic Tax Planning & Filing
  • Manage and reduce debt
  • Being financially ready for emergencies
  • Creating a will to preserve your legacy

In short, financial planning is essential for financial stability and peace of mind. It gives your finances direction and purpose. With proper planning, you can take charge of your money and build financial security.

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