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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Gilt • Nifty All Duration G-Sec Index
Nippon India Gilt Securities-DMDO-Direct Plan
1 Finance Rank:
14
141 Finance Score:
78100
Yield To Maturity Score
65
Quality & Diversification Score
100
Standard Deviation Score
69
Modified Duration Score
84
AUM Score
74
Historical Performance score
76
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 1,689 Cr(As on 31-Mar-2026)NAV
₹ —()Expense Ratio
0.50%(As on 31-Mar-2026)Investment Horizon
7 to 10 years
14
Debt • Gilt • Nifty All Duration G-Sec Index
Nippon India Gilt Securities-DMDO-Direct Plan
This fund ranks 14th out of 31 funds in its category.
AUM₹ 1,689 Cr(As on 31-Mar-2026)
NAV₹ —()
Expense Ratio0.50%(As on 31-Mar-2026)
Investment Horizon7 to 10 years
1 Finance Score: 78/100
Yield To Maturity Score
65
Quality & Diversification Score
100
Standard Deviation Score
69
Modified Duration Score
84
AUM Score
74
Historical Performance score
76
Fundamental Ratios
Modified Duration
7.19 yearsAverage Maturity
16.84 yearsYield To Maturity
7.19%Standard Deviation
-Portfolio summary
Asset Allocation
Debt
Others
90.58%
9.42%
Credit Rating
SOV
90.58%
Cash Eqv.
9.45%
AAA
0.00%
AA
0.00%
Others
-0.03%
Debt Sector Allocation
G-Sec
90.58%
Cash & Cash Equivalents
9.45%
Miscellaneous
0.00%
Others
-0.03%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.68% GOI - 07-Jul-2040 | 17.06% |
| 07.34% GOI - 22-Apr-2064 | 16.70% |
| 07.30% GOI - 19-Jun-2053 | 10.83% |
| 07.25% GOI - 12-Jun-2063 | 7.47% |
| 07.24% GOI - 18-Aug-2055 | 6.74% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
High AUM often signifies stability and credibility, along with being well diversified.
Great track record of generating high returns by managing the portfolio dynamically.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
This fund doesn't have any cons.
Should you invest?
Invest if you are :
- Investors with a high risk tolerance who want to invest in government securities for 7 to 10 years should consider this fund.
- Advised to buy when interest rates in the economy are expected to fall.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.
Exit Load
- 0.25% on or before 7D, Nil after 7D
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addresscustomercare@nipponindiaim.in
About Nippon India MF
- Nippon India Mutual Fund, formerly known as Reliance Mutual Fund, is among India’s oldest asset management companies (AMCs), providing a wide array of investment products backed by strong research and risk management.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more