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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Moderate
Liberty General Secure Health Connect - Secure Supreme
- Product features39/100
- Price74/100
- Claims experience73/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
46Must-Look Features
Room Rent1% of SI or a maximum of ₹5,000 per day, whichever is lower- No Claim Bonus (NCB)Max up to 50% of SI
Recharge of SI (RSI)Equivalent to the original SI opted from the first claim- Pre-Existing Diseases (PED)Covered after 4 years
- Co-payment (Co-Pay)No Co-pay
- Health and WellnessCheck up once after 2 claim-free years
Claims Experience
- Claim Settlement Ratio (CSR) - Number87.07%
- Claim Settlement Ratio (CSR) -Amount87.62%
- Incurred Claim Ratio (ICR)80% signifies high customer satisfaction based on premiums & claims
- Ageing of Claim96.82%
- Network Hospitals6000
- Pre-hospitalisation45 days
- Post-hospitalisation60 days
- Daycare treatments405 daycare procedures covered
- Ambulance cover1% of SI, subject to a maximum of ₹3,000 per Insured per year
- Domiciliary hospitalisationCovered up to 10% of SI
- Organ donor coverCovered up to basic SI
- Second opinionAvailable
- Daily allowance
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- AYUSH treatment-
- Modern treatment methods-
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About Liberty General insurance
Liberty General Insurance is a joint venture between Liberty Citystate Holdings PTE Ltd (a group company of the US-based Liberty Mutual Insurance Group), Enam Securities (25.3%), and DP Jindal Group (26%). It offers a variety of insurance products in India, including health, vehicle, employee compensation, commercial, and maritime insurance.
About Liberty General insurance
Liberty General Insurance is a joint venture between Liberty Citystate Holdings PTE Ltd (a group company of the US-based Liberty Mutual Insurance Group), Enam Securities (25.3%), and DP Jindal Group (26%). It offers a variety of insurance products in India, including health, vehicle, employee compensation, commercial, and maritime insurance.
- FOUNDED IN2013
- CEOParag Ved
- HEADQUARTERSMumbai, India
- AUM₹3,708.40 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹2,186.73 Cr
- COMBINED RATIO112.67%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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