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- Insuring You, 1 Kid
- Eldest Member Age: 26-30
- Sum Insured: ₹ 10L
Priced Moderate
Manipal Cigna Pro Health Prime Advantage
- Product features88/100
- Price60/100
- Claims experience57/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
16Must-Look Features
Room RentSingle private AC room- No Claim Bonus (NCB)Max up to 200% of the base SI irrespective of claims
- Recharge of SI (RSI)Unlimited reinstatements of SI for related/unrelated diseases in a policy year
- Pre-Existing Diseases (PED)Covered after 3 years
- Co-payment (Co-Pay)10% Co-payment mandatory on all claims
- Health and WellnessRewards for healthy behaviour available
Claims Experience
- Claim Settlement Ratio (CSR) - Number88.64%
Claim Settlement Ratio (CSR) -Amount56.81%- Incurred Claim Ratio (ICR)64% signifies fair pricing & claims payments
- Ageing of Claim99.94%
- Network Hospitals8500
- Pre-hospitalisation60 days
- Post-hospitalisation180 days
- Daycare treatmentsCovered up to SI
- Ambulance coverCovered up to SI
- Domiciliary hospitalisationCovered up to 10% of SI
- Organ donor coverCovered up to SI
- Second opinionAvailable for 36 listed critical illnesses
- Daily allowance
For SI up to ₹10L — ₹800 per hospitalisation per day, subject to a maximum of ₹5,600 For SI above ₹10L — ₹1,000 per hospitalisation per day, subject to a maximum of ₹7,000 Cover triggers after 48 hours of hospitalisation and is payable from the first day
- AYUSH treatmentCovered up to SI
- Modern treatment methods-
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About Manipal Cigna
ManipalCigna Health Insurance, formerly known as Cigna TTK Health Insurance, is a joint venture between Cigna Corporation, a global insurance provider with over 200 years of expertise, and Manipal Group, a leading Indian conglomerate with interests in education and healthcare. This partnership combines international experience and local knowledge to offer comprehensive health insurance solutions, safeguarding both health and financial well-being.
About Manipal Cigna
ManipalCigna Health Insurance, formerly known as Cigna TTK Health Insurance, is a joint venture between Cigna Corporation, a global insurance provider with over 200 years of expertise, and Manipal Group, a leading Indian conglomerate with interests in education and healthcare. This partnership combines international experience and local knowledge to offer comprehensive health insurance solutions, safeguarding both health and financial well-being.
- FOUNDED IN2014
- CEOPrasun Sikdar
- HEADQUARTERSMumbai, India
- AUM₹1,427.10 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹1,691.49 Cr
- COMBINED RATIO110.40%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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