Go back- Your Input Details
- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 10L
Priced Fairly
Niva Bupa Health Premia
- Product features86/100
- Price50/100
- Claims experience70/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
16Must-Look Features
Room RentCovered up to SI- No Claim Bonus (NCB)Up to 200% increase with an optional cover and max 100% in the form of NCB
- Recharge of SI (RSI)Up to SI for related/unrelated diseases
- Pre-Existing Diseases (PED)Covered after 2 years
- Co-payment (Co-Pay)No Co-pay
- Health and WellnessAnnual health check up (tests covered up to worth ₹1,250 per insured person)
Claims Experience
- Claim Settlement Ratio (CSR) - Number92.02%
- Claim Settlement Ratio (CSR) -Amount73.34%
- Incurred Claim Ratio (ICR)59% signifies fair pricing & claims payments
- Ageing of Claim100.00%
- Network Hospitals10000
- Pre-hospitalisation90 days
- Post-hospitalisation180 days
- Daycare treatmentsCovered up to SI
- Ambulance coverFor network hospitals — Covered up to SI For non-network hospitals — covered up to ₹2,000 per event
- Domiciliary hospitalisationCovered up to SI
- Organ donor coverCovered up to SI
- Second opinionCovered up to SI
- Daily allowance
₹3,000 per day
- AYUSH treatmentCovered up to SI
- Modern treatment methodsCovered up to SI with a sub-limit of ₹1L on a few robotic surgeries
Need Qualified Advice?
Looking for the right health insurance plan? Find it with the help of a financial advisor.
About Niva Bupa Health
Niva Bupa, formerly Max Bupa, is a leading health insurance company in India. It's a partnership between Bupa, a UK-based healthcare services provider, and India's private equity firm "True North." In June 2011, it became the first health insurance company in India to integrate with the Insurance Regulatory and Development Authority's (IRDA) integrated grievance management system in real-time.
About Niva Bupa Health
Niva Bupa, formerly Max Bupa, is a leading health insurance company in India. It's a partnership between Bupa, a UK-based healthcare services provider, and India's private equity firm "True North." In June 2011, it became the first health insurance company in India to integrate with the Insurance Regulatory and Development Authority's (IRDA) integrated grievance management system in real-time.
- FOUNDED IN2008
- CEOKrishnan Ramachandran
- HEADQUARTERSNew Delhi, India
- AUM₹3,369.14 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹5,607.57 Cr
- COMBINED RATIO98.76%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
Featured Plans
View more
Reserve your slot now and get started.
Scan QR code to download the app
There’s a lot more to financial planning, like understanding your behaviour and seeking sound advice.
Know what impacts your money choices
Have any queries?
Understand insurance details better by getting in touch with our team.
Was this video helpful?
