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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Moderate
SBI General Aarogya Supreme Pro-Silver
- Product features83/100
- Price64/100
- Claims experience100/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
01Must-Look Features
Room RentSingle private AC room- No Claim Bonus (NCB)Up to 200% increase with an optional cover and max 100% in the form of NCB
- Recharge of SI (RSI)Up to 100% refill of basic SI once in a policy year
- Pre-Existing Diseases (PED)Covered after 3 years
- Co-payment (Co-Pay)No Co-pay, voluntary Co-pay options are available
- Health and WellnessAnnual health check ups available from the first renewal year
Claims Experience
- Claim Settlement Ratio (CSR) - Number95.11%
- Claim Settlement Ratio (CSR) -Amount97.93%
- Incurred Claim Ratio (ICR)88% signifies high customer satisfaction based on premiums & claims
- Ageing of Claim98.15%
- Network Hospitals16625
- Pre-hospitalisation30 days
- Post-hospitalisation60 days
- Daycare treatments537 daycare procedures covered
- Ambulance cover₹3,000 per hospitalisation
- Domiciliary hospitalisationCovered up to SI
- Organ donor coverCovered up to SI
- Second opinion-
- Daily allowance
₹500 or ₹1,000 or ₹2,500 or ₹5,000 for 5/10/15/45 days, respectively
- AYUSH treatmentCovered up to SI
- Modern treatment methodsCovered up to 25% of SI
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About SBI General
SBI General Insurance is a prominent brand in India's insurance industry. It's a joint venture between the State Bank of India and the Insurance Australia Group. Offering a diverse range of products for retail, corporate, SME, and rural sectors, they ensure accessibility through both physical and digital channels.
About SBI General
SBI General Insurance is a prominent brand in India's insurance industry. It's a joint venture between the State Bank of India and the Insurance Australia Group. Offering a diverse range of products for retail, corporate, SME, and rural sectors, they ensure accessibility through both physical and digital channels.
- FOUNDED IN2009
- CEONaveen Chandra Jha
- HEADQUARTERSMumbai,India
- AUM₹13,083.79 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹12,730.76 Cr
- COMBINED RATIO108.23%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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