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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Low
United India Individual Health Insurance Policy Platinum
- Product features26/100
- Price82/100
- Claims experience55/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
52Must-Look Features
Room Rent1% of SI per day for a non ICU room- No Claim Bonus (NCB)Not available
- Recharge of SI (RSI)Not available
- Pre-Existing Diseases (PED)Covered after 4 years
Co-payment (Co-Pay)No Co-pay- Health and WellnessCheck up once after 3 claim-free years, max limit of ₹5,000
Claims Experience
- Claim Settlement Ratio (CSR) - Number90.07%
- Claim Settlement Ratio (CSR) -Amount79.98%
- Incurred Claim Ratio (ICR)109% signifies an adverse financial position
- Ageing of Claim98.10%
- Network Hospitals14000
- Pre-hospitalisation30 days
- Post-hospitalisation60 days
- Daycare treatmentsCovered up to SI
- Ambulance coverUp to a maximum of ₹2,500 per person per policy period
- Domiciliary hospitalisationCovered
- Organ donor coverCovered
- Second opinion-
- Daily allowance
Up to ₹2,500 or ₹5,000 per person per policy period
- AYUSH treatmentCovered
- Modern treatment methodsCovered
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About United India Insurance
United India Insurance Company Ltd is a renowned insurance company in India with a global reputation. Their main goal is to provide insurance protection for everyone, offering a variety of products such as personal accident, automobile, and health insurance. Specifically, their health insurance plans provide personalised coverage benefits.
About United India Insurance
United India Insurance Company Ltd is a renowned insurance company in India with a global reputation. Their main goal is to provide insurance protection for everyone, offering a variety of products such as personal accident, automobile, and health insurance. Specifically, their health insurance plans provide personalised coverage benefits.
- FOUNDED IN1938
- CEOShri Bhupesh Sushil Rahul
- HEADQUARTERSChennai,India
- AUM₹32,759.96 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹20,194.16 Cr
- COMBINED RATIO125.65%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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