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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Short Duration • CRISIL Short Duration Debt Index
JM Short Duration Fund(G)-Direct Plan
1 Finance Rank:
22
221 Finance Score:
55100
Yield To Maturity Score
60
Quality & Diversification Score
77
Standard Deviation Score
63
Modified Duration Score
92
AUM Score
4
Historical Performance score
60
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 85 Cr(As on 31-Mar-2026)NAV
₹ 12.8631(As on 08-May-2026)Expense Ratio
0.38%(As on 31-Mar-2026)Investment Horizon
1 to 3 years
22
Debt • Short Duration • CRISIL Short Duration Debt Index
JM Short Duration Fund(G)-Direct Plan
This fund ranks 22nd out of 24 funds in its category.
AUM₹ 85 Cr(As on 31-Mar-2026)
NAV₹ 12.8631(As on 08-May-2026)
Expense Ratio0.38%(As on 31-Mar-2026)
Investment Horizon1 to 3 years
1 Finance Score: 55/100
Yield To Maturity Score
60
Quality & Diversification Score
77
Standard Deviation Score
63
Modified Duration Score
92
AUM Score
4
Historical Performance score
60
Fundamental Ratios
Modified Duration
7.36 yearsAverage Maturity
2.16 yearsYield To Maturity
7.36%Standard Deviation
0.05%Portfolio summary
Asset Allocation
Debt
Others
93.28%
6.72%
Credit Rating
AAA
64.37%
SOV
19.99%
Cash Eqv.
6.27%
AA
0.00%
Others
0.00%
Debt Sector Allocation
Finance
39.57%
Bank
27.85%
G-Sec
19.99%
Cash & Cash Equivalents
6.27%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.01% GOI 21-Jul-2030 | 11.42% |
| 07.02% GOI - 18-Jun-2031 | 7.11% |
| REC Ltd. -SR-234 B 07.58% (31-May-2029) | 5.89% |
| Bajaj Housing Finance Ltd. - 07.85% (01-Sep-2028) | 5.88% |
| National Housing Bank 07.59% (08-Sep-2027) | 5.85% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Investors with a moderate risk tolerance and a time horizon of 1 to 3 years should consider investing in this fund.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The Scheme will endeavor to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. Investors are required to read all the scheme related information set out in the offer document carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 1000 (open for subscription)
Other details
Founded In2022
Email AddressJMMF.customercare@kfintech.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Killol Pandya | 17.9 | 13 |
About JM MF
- JM Mutual Fund traces its roots to JM Financial Group, pioneering innovative mutual fund offerings across equity, debt, and hybrid categories with a storied history in India's financial services.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more