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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Dynamic Bond • CRISIL Dynamic Bond Index
Mahindra Manulife Dynamic Bond Fund-(G)-Direct Plan
1 Finance Rank:
10
101 Finance Score:
65100
Yield To Maturity Score
76
Quality & Diversification Score
55
Standard Deviation Score
67
Modified Duration Score
52
AUM Score
14
Historical Performance score
58
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 70 Cr(As on 31-Mar-2026)NAV
₹ 15.9478(As on 24-Apr-2026)Expense Ratio
0.44%(As on 31-Mar-2026)Investment Horizon
3 to 5 years
10
Debt • Dynamic Bond • CRISIL Dynamic Bond Index
Mahindra Manulife Dynamic Bond Fund-(G)-Direct Plan
This fund ranks 10th out of 22 funds in its category.
AUM₹ 70 Cr(As on 31-Mar-2026)
NAV₹ 15.9478(As on 24-Apr-2026)
Expense Ratio0.44%(As on 31-Mar-2026)
Investment Horizon3 to 5 years
1 Finance Score: 65/100
Yield To Maturity Score
76
Quality & Diversification Score
55
Standard Deviation Score
67
Modified Duration Score
52
AUM Score
14
Historical Performance score
58
Fundamental Ratios
Modified Duration
5.1 yearsAverage Maturity
9.87 yearsYield To Maturity
7.1%Standard Deviation
0.116%Portfolio summary
Asset Allocation
Debt
Others
92.67%
7.33%
Credit Rating
SOV
46.79%
AAA
35.73%
AA
10.62%
Cash Eqv.
4.62%
Others
2.24%
Debt Sector Allocation
Finance
46.46%
Bank
20.57%
G-Sec
19.72%
Power
5.08%
Other
8.17%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 07.24% GOI - 18-Aug-2055 | 19.71% |
| 07.25% Maharashtra SDL - 12-Nov-2037 | 11.48% |
| Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027) | 8.24% |
| National Bank For Agriculture & Rural Development SR 24H 07.62% (10-May-2029) | 5.92% |
| Muthoot Finance Ltd. OP I 08.52% (07-Apr-2028) | 5.90% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Relatively low modified duration indicates that it is less affected by changes in interest rates in the market, suggesting lower risk for the fund.
Cons
The fund holds low-quality bonds and securities, along with a concentrated portfolio.
Low AUM may result in limited portfolio diversification.
Historically, the fund has generated low returns.
Should you invest?
Invest if you are :
- Investors with a 1 to 3 years of investment horizon with a moderate risk appetite should invest in this fund.
- The ability of the fund manager to correctly predict the direction of interest rates determines performance.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- ThThe investment objective of the Scheme is to generate regular returns and capital appreciation through an active management of a portfolio constituted of money market and debt instruments across duration.
- However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 1000 (open for subscription)
Other details
Founded In2018
Email Addressmfinvestors@mahindramanulife.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Rahul Pal | 19.8 | 6 |
About Mahindra Manulife MF
- Mahindra Manulife Mutual Fund, a joint venture between Mahindra & Mahindra Financial Services Limited and Manulife Investment Management (Singapore) Pte. Ltd., specializes in equity, debt, and multi-asset funds tailored for various investor profiles, supported by continuously evolving in-house process models for equity and debt portfolios.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more