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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Low Duration • CRISIL Low Duration Debt Index
Mahindra Manulife Low Duration Fund(G)-Direct Plan
1 Finance Rank:
15
151 Finance Score:
67100
Yield To Maturity Score
93
Quality & Diversification Score
53
Standard Deviation Score
86
Modified Duration Score
61
AUM Score
27
Historical Performance score
80
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 555 Cr(As on 31-Mar-2026)NAV
₹ 1849.7426(As on 08-May-2026)Expense Ratio
0.33%(As on 31-Mar-2026)Investment Horizon
6 to 12 Months
15
Debt • Low Duration • CRISIL Low Duration Debt Index
Mahindra Manulife Low Duration Fund(G)-Direct Plan
This fund ranks 15th out of 22 funds in its category.
AUM₹ 555 Cr(As on 31-Mar-2026)
NAV₹ 1849.7426(As on 08-May-2026)
Expense Ratio0.33%(As on 31-Mar-2026)
Investment Horizon6 to 12 Months
1 Finance Score: 67/100
Yield To Maturity Score
93
Quality & Diversification Score
53
Standard Deviation Score
86
Modified Duration Score
61
AUM Score
27
Historical Performance score
80
Fundamental Ratios
Modified Duration
7.68 yearsAverage Maturity
0.91 yearsYield To Maturity
7.68%Standard Deviation
0.03%Portfolio summary
Asset Allocation
Debt
Others
94.05%
5.95%
Credit Rating
AAA
42.95%
AA
34.61%
SOV
6.31%
Cash Eqv.
5.62%
Others
0.00%
Debt Sector Allocation
Finance
49.04%
Bank
23.32%
Realty
8.45%
G-Sec
6.31%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Power Finance Corporation Ltd. SR-248-A 7.75% (15-Apr-2026) | 5.86% |
| Godrej Properties Ltd. SR A 8.15% (03-Jul-2026) | 4.51% |
| Embassy Office Parks REIT -SR-XI 07.96% (27-Sep-2027) | 4.23% |
| LIC Housing Finance Ltd. -TR-353 07.75% (23-Nov-2027) | 4.23% |
| National Bank For Agriculture & Rural Development SR-24-E 07.80% (15-Mar-2027) | 4.22% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Great track record of generating high returns by managing the portfolio dynamically.
The fund demonstrates a low level of volatility as the standard deviation is low.
Cons
The fund holds low
quality bonds and securities, along with a concentrated portfolio.
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Those with a 6 to 12 month investment horizon should consider investing in this fund.
Avoid if you are :
- Those who have more than 1 year investment horizon should avoid this fu
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The investment objective of the Scheme is to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money marketand debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 1000 (open for subscription)
Other details
Founded In2017
Email Addressmfinvestors@mahindramanulife.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Rahul Pal | 19.8 | 6 |
About Mahindra Manulife MF
- Mahindra Manulife Mutual Fund, a joint venture between Mahindra & Mahindra Financial Services Limited and Manulife Investment Management (Singapore) Pte. Ltd., specializes in equity, debt, and multi-asset funds tailored for various investor profiles, supported by continuously evolving in-house process models for equity and debt portfolios.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more