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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Ultra Short Duration • NIFTY Ultra Short Duration Debt Index
Sundaram Ultra Short Duration Fund(G)-Direct Plan
1 Finance Rank:
22
221 Finance Score:
51100
Yield To Maturity Score
42
Quality & Diversification Score
50
Standard Deviation Score
50
Modified Duration Score
8
AUM Score
48
Historical Performance score
76
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 1,454 Cr(As on 31-Mar-2026)NAV
₹ 3085.8233(As on 06-May-2026)Expense Ratio
0.24%(As on 31-Mar-2026)Investment Horizon
3 to 12 months
22
Debt • Ultra Short Duration • NIFTY Ultra Short Duration Debt Index
Sundaram Ultra Short Duration Fund(G)-Direct Plan
This fund ranks 22nd out of 25 funds in its category.
AUM₹ 1,454 Cr(As on 31-Mar-2026)
NAV₹ 3085.8233(As on 06-May-2026)
Expense Ratio0.24%(As on 31-Mar-2026)
Investment Horizon3 to 12 months
1 Finance Score: 51/100
Yield To Maturity Score
42
Quality & Diversification Score
50
Standard Deviation Score
50
Modified Duration Score
8
AUM Score
48
Historical Performance score
76
Fundamental Ratios
Modified Duration
0.5 yearsAverage Maturity
0.55 yearsYield To Maturity
6.53%Standard Deviation
0.021%Portfolio summary
Asset Allocation
Debt
Others
104.86%
-4.86%
Credit Rating
AA
63.39%
AAA
20.88%
SOV
10.82%
Cash Eqv.
4.91%
Others
0.00%
Debt Sector Allocation
Bank
56.11%
Finance
29.89%
G-Sec
12.07%
Other
1.94%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Bank of Baroda (05-Jun-2026) | 4.88% |
| REC Ltd.-SR-218 07.56% (30-Jun-2026) | 4.02% |
| National Bank For Agriculture & Rural Development SR 23H 7.58% (31-Jul-2026) | 3.77% |
| 91 Days Treasury Bill - 26-Feb-2026 | 3.73% |
| Indian Bank (05-Jun-2026) | 3.66% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
Cons
Low AUM may result in limited portfolio diversification.
High modified duration indicates higher sensitivity to interest rate changes, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Those who have excess funds that they may not need in the next 3 to 12 months
Avoid if you are :
- Those with a longer investment horizon should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- To generate regular income & capital appreciation through investments in debt securities and money market instruments.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 1000 (open for subscription)
Other details
Founded In2013
Email Addresscustomerservices@sundarammutual.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Sandeep Agarwal | 13.8 | 13 |
About Sundaram MF
- Established in 1996 as a subsidiary of Sundaram Finance Ltd., Sundaram Mutual Fund, offers risk-managed equity, debt, and hybrid investment solutions. It focuses on meeting the needs of retail investors and has a wide presence across India and overseas.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more