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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Liquid • CRISIL Liquid Debt Index
TRUSTMF Liquid Fund(G)-Direct Plan
1 Finance Rank:
30
301 Finance Score:
55100
Yield To Maturity Score
63
Quality & Diversification Score
61
Standard Deviation Score
95
Modified Duration Score
91
AUM Score
21
Historical Performance score
67
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 706 Cr(As on 31-Mar-2026)NAV
₹ 1344.5709(As on 10-May-2026)Expense Ratio
0.10%(As on 31-Mar-2026)Investment Horizon
1 week to 1 month
30
Debt • Liquid • CRISIL Liquid Debt Index
TRUSTMF Liquid Fund(G)-Direct Plan
This fund ranks 30th out of 38 funds in its category.
AUM₹ 706 Cr(As on 31-Mar-2026)
NAV₹ 1344.5709(As on 10-May-2026)
Expense Ratio0.10%(As on 31-Mar-2026)
Investment Horizon1 week to 1 month
1 Finance Score: 55/100
Yield To Maturity Score
63
Quality & Diversification Score
61
Standard Deviation Score
95
Modified Duration Score
91
AUM Score
21
Historical Performance score
67
Fundamental Ratios
Modified Duration
7.14 yearsAverage Maturity
0.19 yearsYield To Maturity
7.14%Standard Deviation
0.01%Portfolio summary
Asset Allocation
Debt
Others
98.27%
1.73%
Credit Rating
SOV
21.47%
Cash Eqv.
1.51%
AAA
0.00%
AA
0.00%
Others
0.00%
Debt Sector Allocation
Bank
59.39%
G-Sec
21.47%
Finance
17.41%
Cash & Cash Equivalents
1.51%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Punjab National Bank (12-Feb-2026) | 8.65% |
| HDFC Bank Ltd. (18-Feb-2026) | 8.64% |
| ICICI Securities Ltd. -108D (02-Mar-2026) | 8.62% |
| Bank of Baroda (17-Mar-2026) | 8.60% |
| Small Industries Development Bank of India -91D (20-Mar-2026) | 8.60% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Those who need to access their cash quickly and want to park their money for a short period of time.
- Its ideal investment to create emergency funds.
- Those who wants to invest in equity funds through STP (Systematic Transfer Plan) should invest in this fund
Avoid if you are :
- Long term investors and high risk takers can avoid this scheme
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The investment objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through investments in high quality debt and money market instruments.
Exit Load
- 0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum investment amount
Lumpsum
₹ 1000 (open for subscription)
Other details
Founded In2021
Email Addressinvestor.service@trustmf.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Jalpan Shah | 11.4 | 6 |
About Trust MF
- Trust Mutual Fund aims to simplify investing with a customer-centric approach, offering various schemes backed by rigorous research. Its philosophy mainly revolves around trust, clarity, and providing consistent performance.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more
We look where past returns don't
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more