Union Gilt Fund(G)-Direct Plan

Gilt
1 Finance Score:65 /100
1 Finance Rank

This fund ranks 20th out of 23 funds in its category.

20
AUM 129 Cr
Expense Ratio0.71%

Strengths and Weaknesses

thub-like

Ability to significantly outperform benchmark returns.

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The fund demonstrates a low level of volatility as the standard deviation is low.

thub-dislike

There is possibility for lower returns as the fund maintains a low Yield to Maturity (YTM)

thub-dislike

Low AUM may result in limited portfolio diversification.

thub-dislike

Historically the fund has generated low returns.

thub-dislike

High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.

Who should invest? 

Investors with a high risk tolerance who want to invest in government securities for 7 to 10 years should consider this fund. Advised to buy when interest rates in the economy are expected to fall.

Who should avoid? 

Short term investors and those who take very low risks should avoid this fund.

This analysis is updated as on March 2025.

Disclaimer

The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.

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Did you know?

Liquid funds serve as an ideal option for parking emergency funds.
Debt funds, being less volatile and posing lower risk than equity funds, prove to be an attractive choice for risk-averse investors.
It's essential to recognise that debt funds do carry certain risks, such as interest rate fluctuations, default possibilities, and vulnerability to inflation.
Achieving optimal returns from debt funds involves aligning the investment horizon with the appropriate scheme.