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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Hybrid • Aggressive Hybrid Fund • CRISIL Hybrid 35+65 - Aggressive Index
DSP Aggressive Hybrid Fund(G)-Direct Plan
1 Finance Rank:
05
051 Finance Score:
78100
Sharpe Score
41
Sortino Score
44
Jensen's Score
42
Treynor Score
54
Yield To Maturity Score
95
Quality & Diversification Score
77
Modified Duration Score
55
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 10,883 Cr(As on 31-Mar-2026)NAV
₹ 389.331(As on 15-May-2026)Drawdown
0.1%Crash Recovery
228 daysNo. of Stocks
91(As on 31-Mar-2026)Expense Ratio
0.66%(As on 31-Mar-2026)
05
Hybrid • Aggressive Hybrid Fund • CRISIL Hybrid 35+65 - Aggressive Index
DSP Aggressive Hybrid Fund(G)-Direct Plan
This fund ranks 5th out of 29 funds in its category.
AUM₹ 10,883 Cr(As on 31-Mar-2026)
NAV₹ 389.331(As on 15-May-2026)
Drawdown
0.1%
Crash Recovery
228 days
No. of Stocks91(As on 31-Mar-2026)
Expense Ratio0.66%(As on 31-Mar-2026)
1 Finance Score: 78/100
Sharpe Score
41
Sortino Score
44
Jensen's Score
42
Treynor Score
54
Yield To Maturity Score
95
Quality & Diversification Score
77
Modified Duration Score
55
Rolling Returns
| Avg. Rolling Returns | 1 year | 3 year | 5 year | 7 year |
|---|
| Avg. Rolling Returns |
|---|
| 1 Years |
| 3 Years |
| 5 Years |
| 7 Years |
“80% of mutual fund schemes lose 25% or more value due to commissions in 10 years.” Source: 1 Finance Research
Fundamental Ratios
Score Trend
1000
Equity Scheme Ratios
Sharpe Ratio
0.34Sortino Ratio
0.69Treynor Ratio
0.89Jensen's Alpha
0.19%Information Ratio
0.25P/E ratio
26.66P/B ratio
3.94Fund Age
13 yearsR-Squared
0.88%Debt Ratios
Modified Duration
5.97 yearsAverage Maturity
15.09 yearsYield To Maturity
7.79%Standard Deviation
2.83%*Most top-ranked mutual funds won't hold their rank for long. Source: 1 Finance Research
Portfolio summary
Asset Allocation
Equity
Debt
Others
70.97%
24.12%
4.91%
Market Capitalisation
Large Cap
52.55%
Mid Cap
9.59%
Small Cap
8.83%
Others
29.03%
Sector Allocation
Bank - Private
22.32%
G-Sec
13.93%
Pharmaceuticals & Drugs
10.01%
Insurance
6.16%
Automobiles - Passenger Cars
4.63%
Credit Rating
Others
73.45%
SOV
13.93%
AA
4.77%
AAA
4.63%
Cash & Eqv.
2.43%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| HDFC Bank Ltd. | 6.96% |
| ICICI Bank Ltd. | 5.03% |
| 06.90% GOI - 15-Apr-2065 | 4.92% |
| Mahindra & Mahindra Ltd. | 4.02% |
| Axis Bank Ltd. | 4.01% |
*Most active equity funds don't beat their own benchmark over the long run. Source: 1 Finance Research
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Low expense ratio compared to its category average.
Under the debt allocation, the fund has potential for higher returns due to its high Net Yield to Maturity (YTM).
Cons
Limited ability to outperform the benchmark.
Under debt allocation, the fund has a high modified duration indicating it is more sensitive to changes in market interest rates, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Individuals in pursuit of a predominantly equity oriented fund with a limited allocation to debt (20% to 35%) for long term wealth creation may discover this fund as a suitable choice.
Avoid if you are :
- Conservative investors in search of a less volatile fund should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
Equity Oriented Fund
If sold before 1 year
- short-term capital gains taxed at 20%.
If sold after 1 year
- long-term capital gains above ₹1.25 lakh taxed at 12.5%.
Scheme Details
Scheme Objective
- To generate long term capital appreciation and current income from a portfolio constituting equity and equity related securities as well as fixed income securities.
Exit Load
- NIL upto 10% of investment within 12M, 1% exceding 10% of investment within 12M, NIL after 12M
Minimum investment amount
Lumpsum
₹ 100 (open for subscription)
Other details
Founded In2013
Email Addressservice@dspim.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Amit Kadam | 1 | 3 |
| Avnish Jain | 0 | 3 |
| Ennettee Fernandes | 1 | 3 |
| Kunal Jain | 1 | 1 |
| Anoop Vijaykumar | 0 | 2 |
About DSP MF
- One of the oldest Indian asset management companies (AMCs), DSP Mutual Fund boasts a wide selection of mutual fund schemes, with a reputation built on consistent performance, risk mitigation, and long-term wealth creation.
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Build a portfolio for the future
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Frequently Asked Questions
If hybrid mutual funds are meant to manage risk, why avoid them?
Because risk management should match your financial personality, not a template, Hybrid mutual funds rebalance based on their mandate, not as per your changing life goals or market views. Effective risk management needs customization, not a one-size-fits-all product.
Can hybrid mutual funds create portfolio overlap?
Yes, very easily. Most investors already own equity and debt funds in their portfolios. Adding a hybrid fund means you are unknowingly buying more of what you already have. That muddies your real asset allocation and makes it harder to track performance or rebalance intelligently. You can check for duplicate schemes in your portfolio with a Mutual Fund Overlap Calculator.
Are hybrid funds tax-efficient?
Not necessarily. Their tax treatment depends on how much their equity allocation is. Since different assets are taxed differently, it may be difficult to clearly track which part is driving your tax income. When you invest separately in equity, debt, and gold, you get cleaner, more predictable tax control. Hybrid funds blur that line and often limit your ability to make tax-smart moves.
Do hybrid funds suit any type of investor?
They suit investors who prioritise convenience over optimisation. If someone doesn’t want to think about asset allocation at all and accepts higher costs, hybrid mutual funds can work. But for anyone seeking clarity, lower fees, and alignment with personal financial goals, a customised multi-fund approach is superior.
Is it difficult to manage separate equity, debt, and gold funds, as compared to hybrid mutual funds?
No. Modern platforms make this straightforward. You choose allocations based on your goals, and a Qualified Financial Advisor (QFA) can help you set a rebalancing strategy. You get the same outcome hybrid funds promise, only cheaper, clearer, and more personalized.
Why does 1 Finance avoid recommending hybrid mutual funds?
We believe asset allocation should be personalized rather than generic, as every investor has unique needs. Hybrid mutual funds can dilute transparency, add avoidable costs, limit flexibility, and create overlaps. A personalized mix of equity, debt, and gold funds gives stronger control over risk, tax, and long-term outcomes, something hybrid funds simply can't match.
Should I consult a professional before skipping or exiting a hybrid mutual fund?
Yes. Asset allocation affects your entire financial journey. It must be personalized based on life goals that may evolve with time. A Qualified Financial Advisor (QFA) can help you evaluate your current portfolio, understand tax implications, and design the right allocation for your financial personality and long-term goals.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more