PGIM India Equity Savings Fund(G)-Direct Plan

Equity Savings Fund
1 Finance Score:76 /100
1 Finance Rank

This fund ranks 7th out of 23 funds in its category.

07
AUM 71 Cr
Expense Ratio0.54%

Strengths and Weaknesses

thub-like

Low expense ratio compared to its category average.

thub-like

Under the debt allocation portfolio, the fund holds high-quality bonds and securities, along with a well-diversified portfolio.

thub-like

Under the debt allocation, the fund has potential for higher returns due to its high Net Yield to Maturity (YTM).

thub-dislike

During periods of market volatility, this fund's risk management strategy falls short of providing adequate protection to investors.

thub-dislike

Limited ability to outperform the benchmark.

thub-dislike

Under debt allocation, the fund has a high modified duration indicating it is more sensitive to changes in market interest rates, suggesting higher risk for the fund.

Who should invest? 

Conservative investors seeking reduced exposure to equity while aiming for potentially better inflation adjusted returns with lower volatility should consider investing in this fund

Who should avoid? 

If you are searching for aggressive equity investments to generate high returns, should avoid this fund.

This analysis is updated as on March 2025.

Disclaimer

The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.

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Did you know?

Hybrid funds invest in multiple asset classes, combining equities and debt, and sometimes even assets like gold and silver. This diversification renders them less volatile than pure equity funds.
Conservative investors frequently lean towards hybrid funds owing to their diminished volatility in comparison to pure equity funds.
Categories like the 'Balanced Advantage Fund' can adjust their equity and debt allocation according to market conditions, providing a high level of flexibility.
There exist six distinct categories of hybrid funds, each with unique investment strategies. Seeking qualified advice when venturing into these investments is advisable.