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Aditya Birla Sun Life Pension Scheme C - Tier I
10Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 7.96% | 8.32% | 6.68% | 8.42% | 5.42% |
Strengths
Quality & Diversification
The fund holds good-quality bonds with a well-diversified portfolio.
Weaknesses
YTM
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Expense Ratio
The Expense Ratio for the fund is 0.11%, which is higher than the category average of 0.08%, reducing net returns for investors.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The main objective of Aditya Birla Sun Life Pension Fund Scheme C is to maximise risk-adjusted returns by investing in credit risk-bearing fixed income instruments. The Aditya Birla Sun Life Pension Fund Scheme C actively manages a portfolio of such instruments, aiming to optimise both credit risk and liquidity risk. The quality and duration of the assets will be strategically selected to maintain a reasonable level of liquidity.
About Aditya Birla Pension Fund
Aditya Birla Sun Life Pension Fund Management Limited (ABSLPFML), formerly known as Birla Sun Life Pension Management Ltd., is a wholly-owned subsidiary of Aditya Birla Sun Life Insurance Company Limited (ABSLI), which is part of the prestigious Aditya Birla Capital Limited (ABCL). Established in 2015, ABSLPFML is registered with the Pension Fund Regulatory and Development Authority (PFRDA) to act as a Pension Fund Manager (PFM) and a Point of Presence (PoP) under the National Pension System (NPS). Since commencing operations on May 5, 2017, ABSLPFML has been committed to providing reliable pension fund management services to help subscribers achieve long-term financial security during retirement.
- FOUNDED IN2017
- CEOMr. Vikas Seth
- Fund House AUM6364 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
10Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 7.96% | 8.32% | 6.68% | 8.42% | 5.42% |
Strengths
Age of the Fund
The fund holds good-quality bonds with a well-diversified portfolio.
Weaknesses
Sharpe Ratio
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Sortino Ratio
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Jensen's Alpha
A high standard deviation means the fund is volatile with higher risk.
Treynor Ratio
The Expense Ratio for the fund is 0.11%, which is higher than the category average of 0.08%, reducing net returns for investors.
Expense Ratio
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The main objective of Aditya Birla Sun Life Pension Fund Scheme C is to maximise risk-adjusted returns by investing in credit risk-bearing fixed income instruments. The Aditya Birla Sun Life Pension Fund Scheme C actively manages a portfolio of such instruments, aiming to optimise both credit risk and liquidity risk. The quality and duration of the assets will be strategically selected to maintain a reasonable level of liquidity.
About Aditya Birla Pension Fund
Aditya Birla Sun Life Pension Fund Management Limited (ABSLPFML), formerly known as Birla Sun Life Pension Management Ltd., is a wholly-owned subsidiary of Aditya Birla Sun Life Insurance Company Limited (ABSLI), which is part of the prestigious Aditya Birla Capital Limited (ABCL). Established in 2015, ABSLPFML is registered with the Pension Fund Regulatory and Development Authority (PFRDA) to act as a Pension Fund Manager (PFM) and a Point of Presence (PoP) under the National Pension System (NPS). Since commencing operations on May 5, 2017, ABSLPFML has been committed to providing reliable pension fund management services to help subscribers achieve long-term financial security during retirement.
- FOUNDED IN2017
- CEOMr. Vikas Seth
- Fund House AUM6364 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.