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Aditya Birla Sun Life Pension Scheme G - Tier I
04Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 0.81% | 6.80% | 5.98% | 7.44% | 4.78% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Diversification
Well-diversified across tenures, the portfolio includes a range of government bonds, minimizing exposure to interest-rate fluctuations.
Weaknesses
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Expense Ratio
The Expense Ratio for the fund is 0.11%, which is higher than the category average of 0.08%, reducing net returns for investors.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
Aditya Birla Sun Life Pension Fund Scheme E aims to maximise risk-adjusted returns by investing in equities through a value-based, actively managed approach.The portfolio is well-diversified, spread across various industries, sectors, and market capitalisations, effectively managing risk while pursuing capital growth. Aditya Birla Sun Life Pension Fund Scheme E leans towards sectors with strong growth potential, such as consumer companies benefiting from rising demand and technology firms driving digital innovation. Simultaneously, it maintains balanced exposure to banks and financials, avoiding over-concentration. This strategy combines growth opportunities with stability, aiming to deliver consistent long-term returns for NPS investors.
About Aditya Birla Pension Fund
Aditya Birla Sun Life Pension Fund Management Limited (ABSLPFML), formerly known as Birla Sun Life Pension Management Ltd., is a wholly-owned subsidiary of Aditya Birla Sun Life Insurance Company Limited (ABSLI), which is part of the prestigious Aditya Birla Capital Limited (ABCL). Established in 2015, ABSLPFML is registered with the Pension Fund Regulatory and Development Authority (PFRDA) to act as a Pension Fund Manager (PFM) and a Point of Presence (PoP) under the National Pension System (NPS). Since commencing operations on May 5, 2017, ABSLPFML has been committed to providing reliable pension fund management services to help subscribers achieve long-term financial security during retirement.
- FOUNDED IN2017
- CEOMr. Vikas Seth
- Fund House AUM6364 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
04Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 0.81% | 6.80% | 5.98% | 7.44% | 4.78% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Diversification
Well-diversified across tenures, the portfolio includes a range of government bonds, minimizing exposure to interest-rate fluctuations.
Weaknesses
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Expense Ratio
The Expense Ratio for the fund is 0.11%, which is higher than the category average of 0.08%, reducing net returns for investors.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
Aditya Birla Sun Life Pension Fund Scheme E aims to maximise risk-adjusted returns by investing in equities through a value-based, actively managed approach.The portfolio is well-diversified, spread across various industries, sectors, and market capitalisations, effectively managing risk while pursuing capital growth. Aditya Birla Sun Life Pension Fund Scheme E leans towards sectors with strong growth potential, such as consumer companies benefiting from rising demand and technology firms driving digital innovation. Simultaneously, it maintains balanced exposure to banks and financials, avoiding over-concentration. This strategy combines growth opportunities with stability, aiming to deliver consistent long-term returns for NPS investors.
About Aditya Birla Pension Fund
Aditya Birla Sun Life Pension Fund Management Limited (ABSLPFML), formerly known as Birla Sun Life Pension Management Ltd., is a wholly-owned subsidiary of Aditya Birla Sun Life Insurance Company Limited (ABSLI), which is part of the prestigious Aditya Birla Capital Limited (ABCL). Established in 2015, ABSLPFML is registered with the Pension Fund Regulatory and Development Authority (PFRDA) to act as a Pension Fund Manager (PFM) and a Point of Presence (PoP) under the National Pension System (NPS). Since commencing operations on May 5, 2017, ABSLPFML has been committed to providing reliable pension fund management services to help subscribers achieve long-term financial security during retirement.
- FOUNDED IN2017
- CEOMr. Vikas Seth
- Fund House AUM6364 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.