Popular searches
Product scoring may vary based on gender, age, policy tenure and sum assured.
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
LIC Pension Fund Scheme C - Tier I
08Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 8.06% | 8.04% | 6.46% | 8.23% | 5.71% |
Strengths
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Expense Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
YTM
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Quality & Diversification
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
LIC Pension Fund Scheme C adopts a conservative fixed-income strategy, investing in high-quality instruments such as AAA-rated bonds, PSU debt, and government securities. It ensures stability and diversification across sectors such as finance, power, and infrastructure. The inclusion of Infrastructure Investment Trusts (InvITs) provides steady, long-term cash flows from core assets, enhancing yield without compromising safety. The fund employs dynamic risk management by actively monitoring interest rate trends and credit ratings, exiting downgraded bonds and optimising the portfolio to manage risk and improve returns.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM423031 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
08Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 8.06% | 8.04% | 6.46% | 8.23% | 5.71% |
Strengths
Sortino Ratio
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Treynor Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
Sharpe Ratio
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Jensen's Alpha
A high standard deviation means the fund is volatile with higher risk.
Expense Ratio
Historically the fund has generated low returns.
Age of the Fund
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
LIC Pension Fund Scheme C adopts a conservative fixed-income strategy, investing in high-quality instruments such as AAA-rated bonds, PSU debt, and government securities. It ensures stability and diversification across sectors such as finance, power, and infrastructure. The inclusion of Infrastructure Investment Trusts (InvITs) provides steady, long-term cash flows from core assets, enhancing yield without compromising safety. The fund employs dynamic risk management by actively monitoring interest rate trends and credit ratings, exiting downgraded bonds and optimising the portfolio to manage risk and improve returns.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM423031 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.