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LIC Pension Fund Scheme C - Tier I
09Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 5.51% | 7.49% | 6.44% | 7.74% | 5.59% |
Strengths
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Expense Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
YTM
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Quality & Diversification
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The LIC Pension Fund Scheme E follows a conservative, fundamentals-driven strategy focused on sector-leading stocks with consistent performance. It avoids high-volatility stocks (beta > 2) and companies with legal, regulatory, or governance concerns. Investments are made solely in listed equities through stock exchanges, excluding private placements, convertible instruments, preference shares, and derivatives. Stock selection is based on recent and 52-week relative performance within sectors, and undervalued opportunities with strong potential triggers may be included upon internal committee approval. The LIC pension fund scheme E aims to ensure transparency, stability, and long-term capital growth with controlled risk.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM423031 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
09Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 5.51% | 7.49% | 6.44% | 7.74% | 5.59% |
Strengths
Sortino Ratio
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Treynor Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
Sharpe Ratio
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Jensen's Alpha
A high standard deviation means the fund is volatile with higher risk.
Expense Ratio
Historically the fund has generated low returns.
Age of the Fund
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The LIC Pension Fund Scheme E follows a conservative, fundamentals-driven strategy focused on sector-leading stocks with consistent performance. It avoids high-volatility stocks (beta > 2) and companies with legal, regulatory, or governance concerns. Investments are made solely in listed equities through stock exchanges, excluding private placements, convertible instruments, preference shares, and derivatives. Stock selection is based on recent and 52-week relative performance within sectors, and undervalued opportunities with strong potential triggers may be included upon internal committee approval. The LIC pension fund scheme E aims to ensure transparency, stability, and long-term capital growth with controlled risk.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM423031 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.