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LIC Pension Fund Scheme E - Tier I
07Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 10.64% | 15.43% | 16.03% | 14.41% | 8.37% |
| Benchmark | 9.57% | 16.16% | 16.21% | 15.39% | 9.44% |
| Top 5 Stocks | % of the fund |
|---|---|
| HDFC Bank Ltd. | 8.03% |
| ICICI Bank Ltd | 6.71% |
| Reliance Industries Ltd. | 6.15% |
| State Bank of India | 4.17% |
| Bharti Airtel Ltd | 4.08% |
Strengths
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Sharpe Ratio
A lower Sharpe ratio means the fund isn’t giving enough returns for the amount of risk taken.
Jensen's Alpha
A lower Jensen’s Alpha indicates the fund is underperforming its benchmark, suggesting it isn’t adding value through active management.
Treynor Ratio
A low Treynor ratio reflects weak returns per unit of systematic (market-related) risk, making it less attractive for investors seeking well-managed portfolios.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
The LIC Pension Fund Scheme E follows a conservative, fundamentals-driven strategy focused on sector-leading stocks with consistent performance. It avoids high-volatility stocks (beta > 2) and companies with legal, regulatory, or governance concerns. Investments are made solely in listed equities through stock exchanges, excluding private placements, convertible instruments, preference shares, and derivatives. Stock selection is based on recent and 52-week relative performance within sectors, and undervalued opportunities with strong potential triggers may be included upon internal committee approval. The LIC pension fund scheme E aims to ensure transparency, stability, and long-term capital growth with controlled risk.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM423030 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
07Allocations
Asset Allocation
Equity top 5 sector
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 10.64% | 15.43% | 16.03% | 14.41% | 8.37% |
| Top 5 Stocks | % of the fund |
|---|---|
| HDFC Bank Ltd. | 8.03% |
| ICICI Bank Ltd | 6.71% |
| Reliance Industries Ltd. | 6.15% |
| State Bank of India | 4.17% |
| Bharti Airtel Ltd | 4.08% |
Strengths
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Age of the Fund
A higher age of the fund reflects a well-established track record.
Weaknesses
Sharpe Ratio
A lower Sharpe ratio means the fund isn’t giving enough returns for the amount of risk taken.
Jensen's Alpha
A lower Jensen’s Alpha indicates the fund is underperforming its benchmark, suggesting it isn’t adding value through active management.
Treynor Ratio
A low Treynor ratio reflects weak returns per unit of systematic (market-related) risk, making it less attractive for investors seeking well-managed portfolios.
Who Should Invest?
This scheme is ideal for aggressive investors who are comfortable with market volatility and aim for long-term capital growth as part of their retirement planning.
Who Should Avoid?
Conservative investors who prioritize stability and dislike market fluctuations should avoid this scheme. It is also unsuitable for short-term investors, as equity investments may not deliver consistent performance over the short term.
Investment Strategy
The LIC Pension Fund Scheme E follows a conservative, fundamentals-driven strategy focused on sector-leading stocks with consistent performance. It avoids high-volatility stocks (beta > 2) and companies with legal, regulatory, or governance concerns. Investments are made solely in listed equities through stock exchanges, excluding private placements, convertible instruments, preference shares, and derivatives. Stock selection is based on recent and 52-week relative performance within sectors, and undervalued opportunities with strong potential triggers may be included upon internal committee approval. The LIC pension fund scheme E aims to ensure transparency, stability, and long-term capital growth with controlled risk.
About LIC Pension fund
LIC Pension Fund Management Limited is India’s first pension fund, established in November 2007 by the Life Insurance Corporation of India (LIC). It is one of the three public sector Pension Fund Managers (PFMs) under the National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA). LIC Pension Fund has a significant presence in managing investments for Central and State Government employees, holding a one-third share of all such investments, while also catering to private sector subscribers. The fund offers robust retirement planning solutions with a focus on stability, long-term returns, and compliance with regulatory guidelines.
- FOUNDED IN2013
- CEOSmt. Anjubala Purushottam
- Fund House AUM423030 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.