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SBI Pension Fund Scheme A - Tier I
01Allocations
Asset Allocation
Perpetual Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 18.66% | 12.18% | 9.83% | 10.77% | 6.44% |
| List of Fund Invested in REITS | Ratings | % of the fund |
|---|---|---|
| Nexus Select Trust | AAA | 1.55% |
| Mindspace Business Parks REIT | AAA | 13.23% |
| Embassy Office Parks REIT | AAA | 9.74% |
| Brookfield India REIT | AAA | 0.00% |
| Knowledge Realty Trust Reit | AAA | 7.85% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Who Should Invest?
Investors with a long-term horizon and high risk tolerance, looking to diversify their portfolio through alternative assets like REITs and InvITs, should consider Scheme A. It is ideal for those who understand the potential volatility and seek higher growth opportunities.
Who Should Avoid?
Conservative or risk-averse investors prioritizing stability and low volatility should avoid Scheme A. It is also unsuitable for short-term investors or those uncomfortable with the complexity of alternative investments.opportunities.
Investment Strategy
The SBI pension Fund Scheme A follows a balanced investment approach with a focus on generating stable income and long-term growth. It combines exposure to REITs, InvITs, and securitised instruments with high-quality perpetual and AT1 bonds from leading banks. The scheme also maintains liquidity through money market instruments, aiming to deliver consistent, risk-adjusted returns for retirement-focused investors.
About SBI pension Fund
Incorporated in December 2007, SBI Pension Funds Private Limited (SBIPFPL) commenced operations in April 2008 with the management of National Pension System (NPS) funds for Central Government employees. Since then, it has steadily expanded its mandate to include State Governments, Public Sector Undertakings (PSUs), Central Public Sector Enterprises (CPSEs), private corporations, and individual citizens. SBIPFPL is one of only two Pension Fund Managers entrusted with overseeing all NPS schemes since their inception. In February 2019, the company was awarded a Point of Presence (PoP) licence, authorising it to market and distribute NPS products—a facility extended exclusively to existing Pension Fund Managers. SBIPFPL is sponsored by State Bank of India, which holds an 80% stake, and SBI Funds Management Limited (SBI Mutual Fund), which holds the remaining 20%. As a responsible and trusted fund manager, the company is dedicated to safeguarding and enhancing the retirement savings of NPS subscribers. It regularly conducts subscriber engagement sessions to provide updates on scheme performance, educate on investment options, and offer informed guidance tailored to subscribers’ needs.
- FOUNDED IN2009
- CEOMr. Pranay Ranjan Dwivedi
- Fund House AUM570086.69 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
01Allocations
Asset Allocation
Perpetual Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 18.66% | 12.18% | 9.83% | 10.77% | 6.44% |
| List of Fund Invested in REITS | Ratings | % of the fund |
|---|---|---|
| Nexus Select Trust | AAA | 1.55% |
| Mindspace Business Parks REIT | AAA | 13.23% |
| Embassy Office Parks REIT | AAA | 9.74% |
| Brookfield India REIT | AAA | 0.00% |
| Knowledge Realty Trust Reit | AAA | 7.85% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Who Should Invest?
Investors with a long-term horizon and high risk tolerance, looking to diversify their portfolio through alternative assets like REITs and InvITs, should consider Scheme A. It is ideal for those who understand the potential volatility and seek higher growth opportunities.
Who Should Avoid?
Conservative or risk-averse investors prioritizing stability and low volatility should avoid Scheme A. It is also unsuitable for short-term investors or those uncomfortable with the complexity of alternative investments.opportunities.
Investment Strategy
The SBI pension Fund Scheme A follows a balanced investment approach with a focus on generating stable income and long-term growth. It combines exposure to REITs, InvITs, and securitised instruments with high-quality perpetual and AT1 bonds from leading banks. The scheme also maintains liquidity through money market instruments, aiming to deliver consistent, risk-adjusted returns for retirement-focused investors.
About SBI pension Fund
Incorporated in December 2007, SBI Pension Funds Private Limited (SBIPFPL) commenced operations in April 2008 with the management of National Pension System (NPS) funds for Central Government employees. Since then, it has steadily expanded its mandate to include State Governments, Public Sector Undertakings (PSUs), Central Public Sector Enterprises (CPSEs), private corporations, and individual citizens. SBIPFPL is one of only two Pension Fund Managers entrusted with overseeing all NPS schemes since their inception. In February 2019, the company was awarded a Point of Presence (PoP) licence, authorising it to market and distribute NPS products—a facility extended exclusively to existing Pension Fund Managers. SBIPFPL is sponsored by State Bank of India, which holds an 80% stake, and SBI Funds Management Limited (SBI Mutual Fund), which holds the remaining 20%. As a responsible and trusted fund manager, the company is dedicated to safeguarding and enhancing the retirement savings of NPS subscribers. It regularly conducts subscriber engagement sessions to provide updates on scheme performance, educate on investment options, and offer informed guidance tailored to subscribers’ needs.
- FOUNDED IN2009
- CEOMr. Pranay Ranjan Dwivedi
- Fund House AUM570086.69 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.