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SBI Pension Fund Scheme C - Tier I
06Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 5.94% | 7.88% | 6.67% | 7.80% | 5.69% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Expense Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Historical Returns
High returns indicate that the fund performs well and grows your money reliably.
Weaknesses
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Quality & Diversification
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
SBI Pension Fund Scheme E employs a diversified investment strategy, allocating assets across key sectors such as financial services, technology, healthcare, industrials, energy, and consumer goods. This sectoral diversification aims to mitigate risks associated with market volatility and sector-specific downturns. The portfolio comprises a mix of large-cap and mid-cap companies, focusing on those with robust fundamentals and substantial growth potential.
About SBI pension Fund
Incorporated in December 2007, SBI Pension Funds Private Limited (SBIPFPL) commenced operations in April 2008 with the management of National Pension System (NPS) funds for Central Government employees. Since then, it has steadily expanded its mandate to include State Governments, Public Sector Undertakings (PSUs), Central Public Sector Enterprises (CPSEs), private corporations, and individual citizens. SBIPFPL is one of only two Pension Fund Managers entrusted with overseeing all NPS schemes since their inception. In February 2019, the company was awarded a Point of Presence (PoP) licence, authorising it to market and distribute NPS products—a facility extended exclusively to existing Pension Fund Managers. SBIPFPL is sponsored by State Bank of India, which holds an 80% stake, and SBI Funds Management Limited (SBI Mutual Fund), which holds the remaining 20%. As a responsible and trusted fund manager, the company is dedicated to safeguarding and enhancing the retirement savings of NPS subscribers. It regularly conducts subscriber engagement sessions to provide updates on scheme performance, educate on investment options, and offer informed guidance tailored to subscribers’ needs.
- FOUNDED IN2009
- CEOMr. Pranay Ranjan Dwivedi
- Fund House AUM560714 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
06Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 5.94% | 7.88% | 6.67% | 7.80% | 5.69% |
Strengths
Sharpe Ratio
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Sortino Ratio
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Treynor Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Expense Ratio
High returns indicate that the fund performs well and grows your money reliably.
Weaknesses
Jensen's Alpha
A high standard deviation means the fund is volatile with higher risk.
Age of the Fund
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
SBI Pension Fund Scheme E employs a diversified investment strategy, allocating assets across key sectors such as financial services, technology, healthcare, industrials, energy, and consumer goods. This sectoral diversification aims to mitigate risks associated with market volatility and sector-specific downturns. The portfolio comprises a mix of large-cap and mid-cap companies, focusing on those with robust fundamentals and substantial growth potential.
About SBI pension Fund
Incorporated in December 2007, SBI Pension Funds Private Limited (SBIPFPL) commenced operations in April 2008 with the management of National Pension System (NPS) funds for Central Government employees. Since then, it has steadily expanded its mandate to include State Governments, Public Sector Undertakings (PSUs), Central Public Sector Enterprises (CPSEs), private corporations, and individual citizens. SBIPFPL is one of only two Pension Fund Managers entrusted with overseeing all NPS schemes since their inception. In February 2019, the company was awarded a Point of Presence (PoP) licence, authorising it to market and distribute NPS products—a facility extended exclusively to existing Pension Fund Managers. SBIPFPL is sponsored by State Bank of India, which holds an 80% stake, and SBI Funds Management Limited (SBI Mutual Fund), which holds the remaining 20%. As a responsible and trusted fund manager, the company is dedicated to safeguarding and enhancing the retirement savings of NPS subscribers. It regularly conducts subscriber engagement sessions to provide updates on scheme performance, educate on investment options, and offer informed guidance tailored to subscribers’ needs.
- FOUNDED IN2009
- CEOMr. Pranay Ranjan Dwivedi
- Fund House AUM560714 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.