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UTI Retirement Solutions Pension Fund Scheme A - Tier I
03Allocations
Asset Allocation
Perpetual Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 29.29% | 14.05% | 11.10% | 9.47% | 5.73% |
| List of Fund Invested in REITS | Ratings | % of the fund |
|---|---|---|
| Nexus Select Trust | AAA | 0.00% |
| Mindspace Business Parks REIT | AAA | 38.07% |
| Embassy Office Parks REIT | AAA | 0.00% |
| Brookfield India REIT | AAA | 0.00% |
| Knowledge Realty Trust Reit | AAA | 8.28% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Who Should Invest?
Investors with a long-term horizon and high risk tolerance, looking to diversify their portfolio through alternative assets like REITs and InvITs, should consider Scheme A. It is ideal for those who understand the potential volatility and seek higher growth opportunities.
Who Should Avoid?
Conservative or risk-averse investors prioritizing stability and low volatility should avoid Scheme A. It is also unsuitable for short-term investors or those uncomfortable with the complexity of alternative investments.opportunities.
Investment Strategy
The investment strategy for UTI Pension Fund Scheme A focuses on alternative assets to generate stable income and long-term capital appreciation. It primarily invests in Infrastructure Investment Trusts (InvITs), Real Estate Investment Trusts (REITs), and high-rated perpetual bonds issued by banks. The portfolio is designed to balance steady cash flows, credit quality, and risk diversification, ensuring resilience across varying market conditions. A small portion is allocated to money market instruments and cash equivalents to maintain liquidity. This approach aims to provide consistent returns with moderate risk, making it suitable for long-term pension investments.
About UTI Pension Fund
UTI Pension Fund Management Limited (UTI PFL), formerly known as UTI Retirement Solutions Ltd., is a wholly-owned subsidiary of UTI Asset Management Company Limited. Incorporated on December 14, 2007, and operational since March 31, 2008, UTI PFL is one of the leading Pension Fund Managers (PFMs) appointed by the Pension Fund Regulatory and Development Authority (PFRDA) to manage pension assets under the National Pension System (NPS). UTI PFL manages funds for Central Government Employees, State Government Employees, and private sector NPS subscribers, offering robust investment solutions aimed at long-term financial security during retirement.
- FOUNDED IN2009
- CEO Mr. Balram P. Bhagat
- Fund House AUM411717.35 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
03Allocations
Asset Allocation
Perpetual Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 29.29% | 14.05% | 11.10% | 9.47% | 5.73% |
| List of Fund Invested in REITS | Ratings | % of the fund |
|---|---|---|
| Nexus Select Trust | AAA | 0.00% |
| Mindspace Business Parks REIT | AAA | 38.07% |
| Embassy Office Parks REIT | AAA | 0.00% |
| Brookfield India REIT | AAA | 0.00% |
| Knowledge Realty Trust Reit | AAA | 8.28% |
Strengths
Sharpe Ratio
The Sharpe ratio shows how well the fund is performing relative to its risk.
Sortino Ratio
A higher Sortino ratio means the fund is effectively managing downside risk, minimizing losses during market downturns.
Expense Ratio
The expense ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Who Should Invest?
Investors with a long-term horizon and high risk tolerance, looking to diversify their portfolio through alternative assets like REITs and InvITs, should consider Scheme A. It is ideal for those who understand the potential volatility and seek higher growth opportunities.
Who Should Avoid?
Conservative or risk-averse investors prioritizing stability and low volatility should avoid Scheme A. It is also unsuitable for short-term investors or those uncomfortable with the complexity of alternative investments.opportunities.
Investment Strategy
The investment strategy for UTI Pension Fund Scheme A focuses on alternative assets to generate stable income and long-term capital appreciation. It primarily invests in Infrastructure Investment Trusts (InvITs), Real Estate Investment Trusts (REITs), and high-rated perpetual bonds issued by banks. The portfolio is designed to balance steady cash flows, credit quality, and risk diversification, ensuring resilience across varying market conditions. A small portion is allocated to money market instruments and cash equivalents to maintain liquidity. This approach aims to provide consistent returns with moderate risk, making it suitable for long-term pension investments.
About UTI Pension Fund
UTI Pension Fund Management Limited (UTI PFL), formerly known as UTI Retirement Solutions Ltd., is a wholly-owned subsidiary of UTI Asset Management Company Limited. Incorporated on December 14, 2007, and operational since March 31, 2008, UTI PFL is one of the leading Pension Fund Managers (PFMs) appointed by the Pension Fund Regulatory and Development Authority (PFRDA) to manage pension assets under the National Pension System (NPS). UTI PFL manages funds for Central Government Employees, State Government Employees, and private sector NPS subscribers, offering robust investment solutions aimed at long-term financial security during retirement.
- FOUNDED IN2009
- CEO Mr. Balram P. Bhagat
- Fund House AUM411717.35 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.