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UTI Retirement Solutions Pension Fund Scheme C - Tier I
05Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 8.29% | 8.36% | 6.52% | 8.07% | 5.63% |
Strengths
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Standard Deviation
A low standard deviation means the fund is stable with less risk—great for cautious investors.
Expense Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
YTM
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Historical Returns
Historically the fund has generated low returns.
Quality & Diversification
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The investment strategy for UTI Pension Fund Scheme C focuses on achieving long-term capital appreciation while maintaining a balanced risk-reward profile. The scheme primarily invests in high-quality corporate debt instruments, including AAA-rated bonds and debentures, to ensure stability and steady returns. It follows an active portfolio management approach, aiming to optimise yield through careful credit selection and interest rate risk management. By maintaining a diversified mix of corporate bonds across sectors, the scheme seeks to enhance returns while safeguarding investors against credit and market volatility.
About UTI Pension Fund
UTI Pension Fund Management Limited (UTI PFL), formerly known as UTI Retirement Solutions Ltd., is a wholly-owned subsidiary of UTI Asset Management Company Limited. Incorporated on December 14, 2007, and operational since March 31, 2008, UTI PFL is one of the leading Pension Fund Managers (PFMs) appointed by the Pension Fund Regulatory and Development Authority (PFRDA) to manage pension assets under the National Pension System (NPS). UTI PFL manages funds for Central Government Employees, State Government Employees, and private sector NPS subscribers, offering robust investment solutions aimed at long-term financial security during retirement.
- FOUNDED IN2009
- CEO Mr. Balram P. Bhagat
- Fund House AUM411717 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
05Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 8.29% | 8.36% | 6.52% | 8.07% | 5.63% |
Strengths
Sortino Ratio
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Jensen's Alpha
A low standard deviation means the fund is stable with less risk—great for cautious investors.
Treynor Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
Sharpe Ratio
Lower returns are possible due to the fund's low Yield to Maturity (YTM).
Expense Ratio
Historically the fund has generated low returns.
Age of the Fund
The fund holds slightly high AA-equivalent bonds compared to other schemes.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The investment strategy for UTI Pension Fund Scheme C focuses on achieving long-term capital appreciation while maintaining a balanced risk-reward profile. The scheme primarily invests in high-quality corporate debt instruments, including AAA-rated bonds and debentures, to ensure stability and steady returns. It follows an active portfolio management approach, aiming to optimise yield through careful credit selection and interest rate risk management. By maintaining a diversified mix of corporate bonds across sectors, the scheme seeks to enhance returns while safeguarding investors against credit and market volatility.
About UTI Pension Fund
UTI Pension Fund Management Limited (UTI PFL), formerly known as UTI Retirement Solutions Ltd., is a wholly-owned subsidiary of UTI Asset Management Company Limited. Incorporated on December 14, 2007, and operational since March 31, 2008, UTI PFL is one of the leading Pension Fund Managers (PFMs) appointed by the Pension Fund Regulatory and Development Authority (PFRDA) to manage pension assets under the National Pension System (NPS). UTI PFL manages funds for Central Government Employees, State Government Employees, and private sector NPS subscribers, offering robust investment solutions aimed at long-term financial security during retirement.
- FOUNDED IN2009
- CEO Mr. Balram P. Bhagat
- Fund House AUM411717 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.