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UTI Retirement Solutions Pension Fund Scheme G - Tier I
08Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 5.03% | 8.03% | 5.78% | 7.77% | 5.74% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Expense Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Diversification
Over-reliance on long-duration securities may increase interest-rate sensitivity.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The UTI Pension Fund Scheme G prioritises capital preservation and steady income with minimal credit risk, ensuring investor safety. It actively manages duration to optimise yields while maintaining liquidity. A diversified portfolio across medium, and long-term bonds enables the scheme to navigate interest rate fluctuations effectively. The strategy of UTI Pension Fund Scheme G adheres to regulatory guidelines for prudent risk management and sustainable returns.
About UTI Pension Fund
UTI Pension Fund Management Limited (UTI PFL), formerly known as UTI Retirement Solutions Ltd., is a wholly-owned subsidiary of UTI Asset Management Company Limited. Incorporated on December 14, 2007, and operational since March 31, 2008, UTI PFL is one of the leading Pension Fund Managers (PFMs) appointed by the Pension Fund Regulatory and Development Authority (PFRDA) to manage pension assets under the National Pension System (NPS). UTI PFL manages funds for Central Government Employees, State Government Employees, and private sector NPS subscribers, offering robust investment solutions aimed at long-term financial security during retirement.
- FOUNDED IN2009
- CEO Mr. Balram P. Bhagat
- Fund House AUM411717 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
08Allocations
Asset Allocation
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 5.03% | 8.03% | 5.78% | 7.77% | 5.74% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Modified Duration (MD)
A low modified duration indicates less sensitivity to interest-rate changes, suggesting lower risk for the fund.
Expense Ratio
The Expense Ratio for the fund is 0.05%, which is lower than the category average of 0.08%.
Weaknesses
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Historical Returns
Historically the fund has generated low returns.
Diversification
Over-reliance on long-duration securities may increase interest-rate sensitivity.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
The UTI Pension Fund Scheme G prioritises capital preservation and steady income with minimal credit risk, ensuring investor safety. It actively manages duration to optimise yields while maintaining liquidity. A diversified portfolio across medium, and long-term bonds enables the scheme to navigate interest rate fluctuations effectively. The strategy of UTI Pension Fund Scheme G adheres to regulatory guidelines for prudent risk management and sustainable returns.
About UTI Pension Fund
UTI Pension Fund Management Limited (UTI PFL), formerly known as UTI Retirement Solutions Ltd., is a wholly-owned subsidiary of UTI Asset Management Company Limited. Incorporated on December 14, 2007, and operational since March 31, 2008, UTI PFL is one of the leading Pension Fund Managers (PFMs) appointed by the Pension Fund Regulatory and Development Authority (PFRDA) to manage pension assets under the National Pension System (NPS). UTI PFL manages funds for Central Government Employees, State Government Employees, and private sector NPS subscribers, offering robust investment solutions aimed at long-term financial security during retirement.
- FOUNDED IN2009
- CEO Mr. Balram P. Bhagat
- Fund House AUM411717 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.