Arman Qureshi

The American Express Platinum Travel Credit Card has spent years as the card people recommend when someone asks for their first proper travel card. It sits in the middle of the market, not a beginner’s cashback card, and not an ultra-premium metal card. Its value has always come from milestone rewards: spend a certain amount […]

If you bought, sold, exchanged, or spent crypto during FY 2025-26, you may have to report those transactions separately in your income tax return. Crypto transactions are reported differently from most other assets. The return form you file, the schedule you complete, and the information you report depend on how your income is classified under […]

You sold some shares at a profit. You redeemed mutual fund units to meet a financial goal. Perhaps you sold gold or transferred a property that had appreciated over the years. The transactions are behind you—but before you file your income tax return, there’s one crucial step left. You need to determine whether you have […]

Every time a parent wires tuition to a university in Boston, an investor buys shares of a US-listed company, or a family sends a wedding gift to a cousin in Toronto, the transfer is typically made under the Liberalised Remittance Scheme (LRS). Many people do not encounter the scheme by name until a bank asks […]

If you are a doctor, lawyer, architect, accountant, consultant, or another eligible professional, Section 44ADA offers a simplified way to calculate your taxable income. Instead of maintaining detailed books of account and claiming individual business expenses, you can declare a prescribed percentage of your gross receipts as income, subject to the conditions in the Income […]

If you trade futures and options (F&O) or do intraday trading, your income is generally taxed as business income rather than capital gains. This affects the ITR form you file, how you calculate taxable income, whether a tax audit applies, and how you can set off and carry forward losses. This guide explains how F&O […]