Ramesh Rao, a 60-year-old retired IT professional, lives in Bengaluru with his wife, Meera. Their children, both highly successful engineers, work at Apple Inc. in the USA. Every year, their children visit them during Diwali, making it a special family reunion filled with joy and celebrations. When Ramesh retired five years ago, he had meticulously […]
Priya Kumar, a 40-year-old IT professional from Bengaluru, earns ₹1,50,000 monthly. Despite saving regularly, she worries about her future, especially after witnessing her parents struggle with medical expenses post-retirement. With only ₹15,00,000 saved and retirement just 20 years away, Priya realizes the need for a strategic plan to secure her financial future. The Need to […]
Let’s today understand what we mean by a balanced portfolio and why we need to have balance in a portfolio in the first place. Just like a balanced diet consists of adequate proportions of all nutrients like proteins, carbohydrates, fats, minerals, vitamins, fibre, etc., a balanced portfolio is an investment strategy that diversifies assets across […]
In my short career of being a financial planner for the last 12 years, I have observed that for most of us buying a house features in our top financial goals, which made me ponder a few things like ‘how do you afford a house in India’ & what things to keep in mind while […]
