1 Finance Blog

Discover financial wisdom on our blog for expert insights on personal finance, investing, and money management.

7 Best Premium Credit Cards in India for Travel and Unlimited Lounge Access

Credit cards

5 min read

7 Best Premium Credit Cards in India for Travel and Unlimited Lounge Access

For high-income earners and affluent individuals, premium credit cards are more than...

How much do employees make in an IPO? 1 Finance Magazine research shows it’s just 0.1%

Personal Finance

3 min read

How much do employees make in an IPO? 1 Finance Magazine research shows it’s just 0.1%

Can your 9-to-5 make you the next millionaire? Many believe it can,...

Who is a Fee-Only Financial Advisor?

Personal Finance

7 min read

Who is a Fee-Only Financial Advisor?

In the past few decades, India’s financial sector has witnessed a troubling...

Why are International ETFs Trading at a Premium? Understand the Concept of iNAV

Mutual Fund

4 min read

Why are International ETFs Trading at a Premium? Understand the Concept of iNAV

There are investors out there who are strong believers in passive investing....

REITs vs. InvITs: Where Should You Invest in 2025?

Real estate

6 min read

REITs vs. InvITs: Where Should You Invest in 2025?

In recent years, the Indian investment landscape has broadened well beyond traditional...

What Is P2P Lending in India? How Peer-to-Peer Lending Works, Benefits, Risks, and Much More

P2P

4 min read

What Is P2P Lending in India? How Peer-to-Peer Lending Works, Benefits, Risks, and Much More

When you need a loan, the first thing that usually comes to...

Safe Deposit Locker in Thane: Get a Locker Without an FD or Investment

Personal Finance

3 min read

Safe Deposit Locker in Thane: Get a Locker Without an FD or Investment

When you approach a bank to obtain a locker, many banks require...

Top 3 Premium Credit Cards in India (2025): Best for Travel, Luxury & Rewards

Credit cards

4 min read

Top 3 Premium Credit Cards in India (2025): Best for Travel, Luxury & Rewards

Are you a frequent traveler, luxury shopper, or someone who enjoys the...

Safe Deposit Locker by 1 Finance: Unmatched Security, Access Available 7 Days a Week, No Investment Required

Personal Finance

3 min read

Safe Deposit Locker by 1 Finance: Unmatched Security, Access Available 7 Days a Week, No Investment Required

Important belongings such as legal documents, family jewelry, or personal keepsakes deserve...

HDFC Infinia Credit Card vs. ICICI Emerald Credit Card: Find Out Which Works for You

Credit cards

4 min read

HDFC Infinia Credit Card vs. ICICI Emerald Credit Card: Find Out Which Works for You

HDFC Infinia has got a new competitor — the ICICI Emeralde Private...

REITs & InvIts: SEBI Proposes Higher Mutual Fund Investment Limits in REITs & InvITs, What It Means for You

Investing

3 min read

REITs & InvIts: SEBI Proposes Higher Mutual Fund Investment Limits in REITs & InvITs, What It Means for You

The Securities and Exchange Board of India (SEBI) has proposed a major...

Top 5 Elite Credit Cards in India for International Travel in 2025

Credit cards

6 min read

Top 5 Elite Credit Cards in India for International Travel in 2025

For high-income individuals who frequently fly, stay at luxury hotels, or shop...

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Frequently Asked Questions

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What is financial planning?

Financial planning is the process of evaluating your current finances and making a plan to map your journey to financial well-being.

It involves looking at all aspects of your financial life - income, savings, debt, investments, etc.

The aim is to understand where you stand today financially and then chart a course to get you where you want to be in the long run.

Financial planning provides direction and structure to your finances. It helps you intentionally move toward financial wellness.

The plan equips you to prepare for expected life events like retirement as well as unexpected events.

In short, financial planning bridges your present circumstances to your desired financial future. It gives you a path to follow.

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What are the benefits of working with a financial advisor?

Working with a financial advisor can provide an invaluable perspective on your current situation. With the help of a financial advisor, you can assess your finances holistically - debts, assets, income streams, and more. With this comprehensive understanding, the advisor helps craft strategies tailored to your needs.

A financial plan crafted by a qualified advisor grants you agency over your financial life. It transforms vague anxiety about the future into proactive preparation. With expert guidance, you can map out actionable steps to strengthen your finances over time.

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Why is financial planning important?

Financial planning is important because it provides clarity and control over your finances.

Having a financial plan helps you:

  • Understand where you stand financially today
  • Map out specific steps to improve your financial situation
  • Prepare for major life events like marriage, child’s education, retirement etc.
  • Budget effectively and evaluate your investment portfolio
  • Strategic Tax Planning & Filing
  • Manage and reduce debt
  • Being financially ready for emergencies
  • Creating a will to preserve your legacy

In short, financial planning is essential for financial stability and peace of mind. It gives your finances direction and purpose. With proper planning, you can take charge of your money and build financial security.

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