1 Finance Blog

Discover financial wisdom on our blog for expert insights on personal finance, investing, and money management.

Is It Possible to Avoid Tax on Long-Term Capital Gains?

4 min read

Is It Possible to Avoid Tax on Long-Term Capital Gains?

Dear Qualified Financial Advisor,  Like what you're reading? Get our latest, straight to your inbox. Subscribe…

Asset Allocation vs. Diversification: Differences and Importance

Investing

3 min read

Asset Allocation vs. Diversification: Differences and Importance

If you’ve ever explored the world of investing, you’ve likely encountered the terms asset allocation and…

When and Why Should I Get a Credit Card?

3 min read

When and Why Should I Get a Credit Card?

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Is Market Risk All You Need to Consider While Investing?

3 min read

Is Market Risk All You Need to Consider While Investing?

“Mutual fund investments are subject to market risks, read all scheme-related documents carefully.” This all-too familiar…

How Reactive Purchases Impact Our Carbon Footprint

3 min read

How Reactive Purchases Impact Our Carbon Footprint

It all began with a dressing gown.  Like what you're reading? Get our latest, straight to…

Do I Need to Take More Risks to Earn High Rewards?

2 min read

Do I Need to Take More Risks to Earn High Rewards?

Dear Qualified Financial Advisor, Like what you're reading? Get our latest, straight to your inbox. Subscribe…

Financial Learnings We’re Carrying into 2023

5 min read

Financial Learnings We’re Carrying into 2023

Ushering in a new year comes with its fair share of reflection on the past, and…

What are Index Funds? Types, Benefits and Limitations

Investing

4 min read

What are Index Funds? Types, Benefits and Limitations

Index funds are investment vehicles designed to track the performance of a specific market index, such…

Why Everyone Stands to Benefit from Estate Planning

4 min read

Why Everyone Stands to Benefit from Estate Planning

When we speak of estate planning, what comes to mind is that it is a complex…

How Soon Can I Retire?

4 min read

How Soon Can I Retire?

Dear Qualified Financial Advisor, Like what you're reading? Get our latest, straight to your inbox. Subscribe…

One on One with a Ski Guide

7 min read

One on One with a Ski Guide

Mushtaq Ahmad Magray has been taking to the snowy slopes of Gulmarg — India’s ski capital…

ETFs vs. Index Funds: What’s the Difference and Which One is Right for You?

Investing

3 min read

ETFs vs. Index Funds: What’s the Difference and Which One is Right for You?

If you’re looking for a way to invest in the stock market without having to pick…

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Frequently Asked Questions

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What is financial planning?

Financial planning is the process of evaluating your current finances and making a plan to map your journey to financial well-being.

It involves looking at all aspects of your financial life - income, savings, debt, investments, etc.

The aim is to understand where you stand today financially and then chart a course to get you where you want to be in the long run.

Financial planning provides direction and structure to your finances. It helps you intentionally move toward financial wellness.

The plan equips you to prepare for expected life events like retirement as well as unexpected events.

In short, financial planning bridges your present circumstances to your desired financial future. It gives you a path to follow.

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What are the benefits of working with a financial advisor?

Working with a financial advisor can provide an invaluable perspective on your current situation. With the help of a financial advisor, you can assess your finances holistically - debts, assets, income streams, and more. With this comprehensive understanding, the advisor helps craft strategies tailored to your needs.

A financial plan crafted by a qualified advisor grants you agency over your financial life. It transforms vague anxiety about the future into proactive preparation. With expert guidance, you can map out actionable steps to strengthen your finances over time.

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Why is financial planning important?

Financial planning is important because it provides clarity and control over your finances.

Having a financial plan helps you:

  • Understand where you stand financially today
  • Map out specific steps to improve your financial situation
  • Prepare for major life events like marriage, child’s education, retirement etc.
  • Budget effectively and evaluate your investment portfolio
  • Strategic Tax Planning & Filing
  • Manage and reduce debt
  • Being financially ready for emergencies
  • Creating a will to preserve your legacy

In short, financial planning is essential for financial stability and peace of mind. It gives your finances direction and purpose. With proper planning, you can take charge of your money and build financial security.

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