Go back- Your Input Details
- Insuring You, 1 Kid
- Eldest Member Age: 26-30
- Sum Insured: ₹ 15L
Priced Moderate
Bajaj Allianz Health Care Supreme Smart
- Product features51/100
- Price55/100
- Claims experience95/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
29Must-Look Features
Room RentCovered up to SI
No Claim Bonus (NCB)Max up to 50% of SI- Recharge of SI (RSI)Reinstatement of 100% of Base SI after exhaustion of SI + CB
- Pre-Existing Diseases (PED)Covered after 2 years
- Co-payment (Co-Pay)No sufficient information available
- Health and WellnessOPD coverage available
Claims Experience
- Claim Settlement Ratio (CSR) - Number93.22%
- Claim Settlement Ratio (CSR) -Amount92.56%
- Incurred Claim Ratio (ICR)85% signifies high customer satisfaction based on premiums & claims
- Ageing of Claim99.98%
- Network Hospitals18400
- Pre-hospitalisation60 days
- Post-hospitalisation90 days
- Daycare treatmentsCovered
- Ambulance coverOne time lump sum benefit amount as specified in the policy schedule
- Domiciliary hospitalisation-
- Organ donor coverAvailable
- Second opinion-
- Daily allowance
Rs 1000 max up to Rs 2500 for 30 days
- AYUSH treatmentAvailable
- Modern treatment methodsAvailable
Need Qualified Advice?
Looking for the right health insurance plan? Find it with the help of a financial advisor.
About Bajaj Allianz
Bajaj Allianz General Insurance is a joint venture between Bajaj Finserv, an Indian financial services provider, and Allianz SE, a global life insurance company with clients in over 70 countries. The company recently rebranded as "Caringly Yours" to reflect its commitment to protecting and caring for its customers' financial well-being.
About Bajaj Allianz
Bajaj Allianz General Insurance is a joint venture between Bajaj Finserv, an Indian financial services provider, and Allianz SE, a global life insurance company with clients in over 70 countries. The company recently rebranded as "Caringly Yours" to reflect its commitment to protecting and caring for its customers' financial well-being.
- FOUNDED IN2000
- CEOTapan Singhel
- HEADQUARTERSPune, India
- AUM₹26,783.94 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹20,630.00 Cr
- COMBINED RATIO99.85%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
Featured Plans
View more
Reserve your slot now and get started.
Scan QR code to download the app
There’s a lot more to financial planning, like understanding your behaviour and seeking sound advice.
Know what impacts your money choices
Have any queries?
Understand insurance details better by getting in touch with our team.
Was this video helpful?
