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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Fairly
Bajaj Allianz Health Guard-Platinum Plan
- Product features78/100
- Price40/100
- Claims experience95/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
14Must-Look Features
Room RentSingle private AC room- No Claim Bonus (NCB)150% increase with Super NCB over a period of 5 years
Recharge of SI (RSI)SI may increase by 20% or up to ₹5L for claims exceeding the indemnity limit- Pre-Existing Diseases (PED)Covered after 3 years
- Co-payment (Co-Pay)No Co-pay
- Health and WellnessRewards for healthy behaviour available
Claims Experience
- Claim Settlement Ratio (CSR) - Number93.22%
- Claim Settlement Ratio (CSR) -Amount92.56%
- Incurred Claim Ratio (ICR)85% signifies high customer satisfaction based on premiums & claims
- Ageing of Claim99.98%
- Network Hospitals18400
- Pre-hospitalisation60 days
- Post-hospitalisation90 days
- Daycare treatmentsCovered
- Ambulance coverCovered max. up to ₹20,000 per policy year
- Domiciliary hospitalisation-
- Organ donor coverAvailable
- Second opinion-
- Daily allowance
₹500 per day for max. 10days (For Parent of child under the age12 years)
- AYUSH treatmentCovered max. up to ₹20,000 per policy year
- Modern treatment methodsAvailable
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About Bajaj Allianz
Bajaj Allianz General Insurance is a joint venture between Bajaj Finserv, an Indian financial services provider, and Allianz SE, a global life insurance company with clients in over 70 countries. The company recently rebranded as "Caringly Yours" to reflect its commitment to protecting and caring for its customers' financial well-being.
About Bajaj Allianz
Bajaj Allianz General Insurance is a joint venture between Bajaj Finserv, an Indian financial services provider, and Allianz SE, a global life insurance company with clients in over 70 countries. The company recently rebranded as "Caringly Yours" to reflect its commitment to protecting and caring for its customers' financial well-being.
- FOUNDED IN2000
- CEOTapan Singhel
- HEADQUARTERSPune, India
- AUM₹26,783.94 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹20,630.00 Cr
- COMBINED RATIO99.85%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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