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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 10L
Priced Moderate
Care Supreme
- Product features93/100
- Price70/100
- Claims experience84/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
01Must-Look Features
Room RentNo sub-limits on room rent- No Claim Bonus (NCB)Max up to 500% of SI
- Recharge of SI (RSI)Unlimited reinstatements of SI for related/unrelated diseases in a policy year
- Pre-Existing Diseases (PED)Covered after 3 years
- Co-payment (Co-Pay)No Co-pay
- Health and WellnessRewards for healthy behaviour available
Claims Experience
- Claim Settlement Ratio (CSR) - Number92.81%
- Claim Settlement Ratio (CSR) -Amount86.95%
- Incurred Claim Ratio (ICR)58% signifies fair pricing & claims payments
- Ageing of Claim100.00%
- Network Hospitals24800
- Pre-hospitalisation60 days
- Post-hospitalisation180 days
- Daycare treatments540 daycare procedures covered
- Ambulance coverFor SI below 15 lac - up to ₹10,000 For SI 15 lac and above - up to SI
- Domiciliary hospitalisationCovered up to SI
- Organ donor coverCovered up to SI
- Second opinion-
- Daily allowance
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- AYUSH treatmentCovered up to SI
- Modern treatment methodsCovered up to SI
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About Care Health
Care Health Insurance, previously Religare Health Insurance Company and a Religare Enterprise subsidiary, got IRDAI registration on April 26, 2012. It's one of five private sector insurers exclusively offering policies for health, personal accident, and travel insurance.
About Care Health
Care Health Insurance, previously Religare Health Insurance Company and a Religare Enterprise subsidiary, got IRDAI registration on April 26, 2012. It's one of five private sector insurers exclusively offering policies for health, personal accident, and travel insurance.
- FOUNDED IN2012
- CEOAnuj Gulati
- HEADQUARTERSGurgaon, India
- AUM₹5,081.95 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹ 7,021.93 Cr
- COMBINED RATIO94.86%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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