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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Fairly
Future Health Suraksha Gold
- Product features56/100
- Price40/100
- Claims experience77/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
34Must-Look Features
Room RentAs per Actuals
No Claim Bonus (NCB)Max up to 50% of SI- Recharge of SI (RSI)Automatic reinstatement up to 100% SI once in a policy year
- Pre-Existing Diseases (PED)Covered after 3 years
- Co-payment (Co-Pay)No Co-pay
- Health and WellnessCheck up once after a block of 4 claim-free years
Claims Experience
- Claim Settlement Ratio (CSR) - Number92.37%
- Claim Settlement Ratio (CSR) -Amount71.99%
- Incurred Claim Ratio (ICR)85% signifies high customer satisfaction based on premiums & claims
- Ageing of Claim98.31%
- Network Hospitals8000
- Pre-hospitalisation60 Days, as actuals
- Post-hospitalisation90 Days, as actuals
- Daycare treatments409 daycare procedures covered
- Ambulance cover₹750 per hospitalisation and an overall limit of ₹1,500 per policy year
- Domiciliary hospitalisation-
- Organ donor coverCovered
- Second opinion-
- Daily allowance
-
- AYUSH treatmentNot Covered
- Modern treatment methodsCovered up to 50% of the SI opted for
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About Future Generali
Future Generali India Insurance Company Ltd is a collaboration between Future Group, a major player in Indian retail trade, and Generali, a global insurance business with a legacy of 190 years. They provide insurance coverage in personal, commercial, and social/rural insurance categories.
About Future Generali
Future Generali India Insurance Company Ltd is a collaboration between Future Group, a major player in Indian retail trade, and Generali, a global insurance business with a legacy of 190 years. They provide insurance coverage in personal, commercial, and social/rural insurance categories.
- FOUNDED IN2006
- CEOAnup Rau
- HEADQUARTERSMumbai, India
- AUM₹6,773.11 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹5,002.08 Cr
- COMBINED RATIO105.94%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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