Your Input Details
Insured Member(s)
You
Age of eldest member
26-30
  • Your Input Details
  • Insuring You
  • Eldest Member Age: 26-30
  • Sum Insured: ₹ 15L
Edit Details
Sum Insured
₹ 5L₹ 10L₹ 15L₹ 20L₹ 25L
Priced Low
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Future Health Total Superior

  • Product features75/100
  • Price77/100
  • Claims experience77/100
1 Finance Score:76/100

The 1 Finance Score is a weighted average based on price, product features, and claims experience.

1 Finance Rank
15

Must-Look Features

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    Room RentCovered up to SI
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    No Claim Bonus (NCB)Max up to 100% of SI
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    Recharge of SI (RSI)Automatic reinstatement up to 100% SI once in a policy year
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    Pre-Existing Diseases (PED)Covered after 2 years
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    Co-payment (Co-Pay)No Co-pay until the entry age of 60
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    Health and WellnessOPD coverage available

Claims Experience

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    Claim Settlement Ratio (CSR) - Number92.37%
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    Claim Settlement Ratio (CSR) -Amount71.99%
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    Incurred Claim Ratio (ICR)85% signifies high customer satisfaction based on premiums & claims
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    Ageing of Claim98.31%
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    Network Hospitals8000
Standard FeaturestoggleIcon
  • Pre-hospitalisation60 days
  • Post-hospitalisation120 days
  • Daycare treatments409 daycare procedures covered
  • Ambulance coverAt actuals
  • Domiciliary hospitalisationMaximum up to 10% of SI
  • Organ donor coverCovered
  • Second opinion-
  • Daily allowance

    -

  • AYUSH treatmentCovered
  • Modern treatment methods-
SI:Sum Insured
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About Future Generali

Future Generali India Insurance Company Ltd is a collaboration between Future Group, a major player in Indian retail trade, and Generali, a global insurance business with a legacy of 190 years. They provide insurance coverage in personal, commercial, and social/rural insurance categories.

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About Future Generali

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Future Generali India Insurance Company Ltd is a collaboration between Future Group, a major player in Indian retail trade, and Generali, a global insurance business with a legacy of 190 years. They provide insurance coverage in personal, commercial, and social/rural insurance categories.

  • FOUNDED IN2006
  • CEOAnup Rau
  • HEADQUARTERSMumbai, India
  • AUM₹6,773.11 Cr
  • GROSS WRITTEN PREMIUMS (GWP)₹5,002.08 Cr
  • COMBINED RATIO

    Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.

    A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.

    105.94%

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